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Sky Blue Credit Repair

25 years experience, 100% money back guarantee

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Sky Blue Credit Repair has a strong reputation and quality features.  Sky Blue has been recognized for its ethical business practices, as well as its timely and pertinent responses to customer inquiries.  Along with virtually zero negative comments on the web, we found Sky Blue to be easy to work with, and efficient in the service it offers and delivers.  They offer one plan that encompasses all of the features available, instead of having to pay upgraded fee's for each, and they back it up with a pretty solid money back satisfaction guarantee.


The Good

Sky Blue Credit Repair offers great customer support and a very efficient dispute process. Once you have provided your credit report they will perform a detailed analysis, email you their findings, and then (subject to your approval) start the dispute process. Unlike other services, Sky Blue utilizes an efficient and customized process that allows customers to see desired results.

The average time from signup to first disputes sent out is only one week. Once they get going they dispute up to 15 items (5 items per credit bureau) each month.  In addition, if an item is verified they send a customized re-dispute rather than just sending the same letter over and over.

Sky Blue will also identify your credit score improvement opportunities and send you a personalized list of actions you can take while they work on the clean-up process. This focus on credit score improvement is a practical and valuable aspect of their service.

  • Easy Online Signup
  • Include Your Spouse at Half Price
  • 22 Years of Experience
  • A+ BBB Rating
  • Cancel Anytime

The Bad

Sky Blue Credit Repair doesn’t offer online management.  This is the only real drawback that we could find, but they do communicate very effectively through email, including email notifications of disputes sent, and progress reports on request, so you are kept in the loop.

The Bottom Line

Sky Blue Credit Repair has decades of experience  and a finely-tuned customer support department. Their affordable credit repair program includes speedy credit bureau disputes and personalized credit score improvement tips based on your particular needs. They have a spotless rating with the Better Business Bureau and they offer their services under one single pricing plan so there are no surprise upgrades needed. In our opinion this is a terrific company and great value for anyone looking for credit improvement. Visit their site today!

Step #1: Sign Up

You will be able to sign up for the Sky Blue service online. You will then receive an email from Sky Blue with the instructions on how to get started. You will also be able to then sign up for monitoring services that will provide you with the credit reports you need to get the process rolling.

Step #2: Review

Once Sky Blue has received your credit reports, they will conduct a line-by-line review of your reports and determine what items can legally be removed. The analysts will then email you a list of the items they believe can be disputed for your review along with advice on how to rebuild your situation.

Step #3: Dispute Process

Sky Blue will then begin disputing the erroneous items on your credit report. If the items are not removed, Sky Blue will then send another customized letter until it reaches the desired outcome.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

“Privacy Policy – Commitment to Your Privacy

This site is owned and operated by Sky Blue Credit (SBC). Your privacy on the Internet is of the utmost importance to us. At SBC, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.”

What to know:

Sky Blue abides by the regulations outlined in their privacy policy which promises to keep your experience on their website to be satisfied and safe.

“Sharing of Information

SBC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.


SBC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Information SBC Gathers and Tracks

SBC gathers two types of information about users:

  • Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address, Social Security Number, and date of birth. This information is not shared or used for any marketing purposes whatsoever.
  • Information SBC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.

Usage Tracking

SBC tracks user traffic patterns. However, we do not correlate this information with data about individual users. SBC does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). SBC sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.


We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. SBC uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.

Your Consent

By using this site, you consent to the collection and use of this information by SBC. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.”

What to know:

Your information will not be shared, sold, or available to rent. Sky Blue also has a security firewall installed to keep your information and data safe.

“Public Safety and Legal Process

We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.”

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

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Monthly w/ $59 First-Work Fee

Time in Business

How Long You've Been Around.
25 years



Money Back Guarantee?

Credit Reports

Equifax, Experian, TransUnion

Score Updates

Equifax, Experian, TransUnion

Licensed Attorneys

Are There Attorneys on Staff?

Case Setup

consultation, evaluation etc.

Site Security

Is my information safe?

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Review Last Updated: October 20, 2014

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