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The Credit People

Free Credit Analysis, 100% money back guarantee

Our Score
8.9
User Score
9.3

Call: 1-(877) 671-9411

Call Now!

Get a free credit report summary

Ratings Breakdown

Price

$19 First-Work Fee + Monthly Fee
$59

Time in Business

Total # of years
14 years

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Score Updates

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Site Security

Is my information safe?

Number of Reviews

User reviews here on BCRC
123

The Credit People is a positively reviewed company and has been featured in The Wall Street Journal, Smart Money and USA Today. They save you time and frustration by taking care of everything when repairing your credit. Their staff of credit specialists take a unique and innovative approach to credit repair to help raise your credit scores. The Credit People have developed a service that heavily favors the consumer. If you’re looking for a company that handles everything for you, with the experience to back it, The Credit People is the best choice.

hthecreditpeopleome1credit people BBB

The Good

The Credit People makes it easy for their customers, and still provides outstanding results with their proven service.  They start within 48 hours by providing you with your own online account so that you can follow the progress made with your credit. They are the only company that provides you with all 3 credit reports AND all 3 credit scores from the credit bureaus completely free, as well as a full satisfaction guarantee.

Rank Chart Monthly Price Licensed Attorneys Our Score
#4
the_credit_people-130x130
$59 Yes
8.9
#1
$79 - $99 Yes
9.4

The Credit People also focuses on score-driven results by ensuring that you receive the highest credit score increase they can possibly achieve.  Unlike some of their competitors, The Credit People provides a single all-encompassing that includes all the features without any extra fees. The straightforward nature of their service extends to their website, which is full of useful information and explanations. Customers can easily sign-up for The Credit People service online.  Some other favorites about The Credit People are:

  • All 3 credit reports, and credit scores are provided for free
  • 14+ years experience
  • 100% satisfaction guarantee
  • 24 hour online account access
  • Discount for couples

The Bad

The Credit People has not been in business as long as some of their competitors. While they are a new brand launched by an experienced company, their new brand has not been out there as long.

The Bottom Line

An all-encompassing service from a proven company!  The Credit People have a solid service, with an affordable price, and a solid reputation.  It’s hard to argue with a satisfaction guarantee, and their unique features make them a stand-out company.  Their easy, yet fast starting process, along with the comfort of knowing everything is handled for you, make them a great choice and value for anyone needing to improve their credit and raise their credit score.

The Credit People follows a three step credit repair process to help you achieve your financial goals. After you sign up, The Credit People staff will take over from there and begin working to increase your credit score. Most credit repair companies require you to obtain your own credit reports, but The Credit People will do that for you.

Step #1: Credit Reports Will You Come to You

Instead of having to go out and obtain copies of your credit reports on your own, The Credit People will take over that step for you. The best part is, you will not be charged for this portion of the service. Right from the start, you will get to see your credit history and your credit scores without having to do the work or pay any of the fees.

Step #2: Dispute Process

Once The Credit People analyze your credit reports and all of your listed negative items, they will start to dispute the inaccurate claims. You will have access to an online portal that will allow you to track the progress of your case and see the improvements. The Credit People will continue to work hard throughout the entire six month duration of the service. Meanwhile, you will be able to watch your credit scores increase without having to do any of the work.

Step #3: Enjoy Improved Credit

In less than 60 days, you will start to see an improvement in your credit scores. Each time one of the credit bureaus completes an investigation on a particular item, they are required to send you the results of their findings. To ensure the best results possible, the experts at The Credit People will continue to work on your case for the entire six months.

**This is a summation of the terms and services/contract details and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Pricing:

“There are no ongoing monthly fees with us. You won’t find hidden fees, extra costs, or additional levels of service for more money – just the best results possible – with less waiting around. It doesn’t matter how bad your credit might seem to be, our service includes every action-step possible. We take care of everything, so you don’t have to worry about it.

To know you’re getting a service that includes everything you need gives you real peace of mind. And knowing exactly how much everything you need is — and that it’s affordable — is just a relief. There is a simple flat rate of $299 (which can be broken into just three payments of $99). It’s just another way we try to keep it simple for you, and you have our unbeatable satisfaction guarantee on your side.”

What to know:

The Credit People doesn’t charge you monthly, but instead asks for a flat-rate of $299 (or three payments of $99). There is also a satisfaction guarantee, so be aware that if you are not satisfied with the credit repair service you receive, you are entitled to getting your money back after having paid for services.

Guarantee:

“We don’t like refund policies, warranties, or even guarantees with a “catch.” You judge the results of our services and decide for yourself if it’s worth every penny you paid. If not, we’ll give you a full refund. We’ve actually heard horror stories from new customers who were on a monthly plan somewhere else. After being strung along with confusing language and promises that led nowhere for 10 months, they received only their last month’s payment back. They were still out hundreds of dollars with nothing to show for it. Others didn’t even bother asking for a refund because they were intimidated by contracts and the complex process required to get their money back.”

What to know:

Save this information in your files. If you are not satisfied with the service, you are entitled to a refund. The Credit People claims that if you decide that the results are not up to your standard, you will receive a full refund. Make sure you understand any complexities that go into calculating the refund before signing up.

Benefits:

The benefits included in the flat rate price are as follows:

  • 24/7 Online Account Access
  • Free Customer Service
  • Free Updated Credit Reports and Scores
  • Score-Driven Results
  • Satisfaction Guarantee
  • Unlimited Dispute Letters
  • Credit Communication
  • Debt/Inquiry Validation
  • Certified by the FCRA
  • Help beyond credit reports

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

We’ll Introduce you!

Call our recommended rep over at The Credit People below.

1-(877) 671-9411
123 The Credit People Reviews

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  1. User Score
    10
    Donnie
    August 25th, 2015 at 5:45 pm
    0 people found this review helpful!

    I heard about them from a co-worker who went through their service, they made a big impact for him so I thought i’d give it a try. Only 2 1/2 months in and i’m already impressed with what they’ve done. It’s already been well worth it

  2. User Score
    10
    Chase Kapazinsky
    August 17th, 2015 at 5:27 pm
    2 people found this review helpful!

    I was referred by my mortgage agent because I didn’t have good enough credit for my loan. I was with the credit people for about a few months and my credit is already much better. I was going to wait but I’ve already gotten the process started with the mortgage company again. they did a really great job!

  3. User Score
    5
    Bob
    August 11th, 2015 at 8:07 pm
    2 people found this review helpful!

    average at best

  4. User Score
    10
    Zoe J
    July 13th, 2015 at 4:39 pm
    5 people found this review helpful!

    I’ve been a customer for several months now and it’s been a great service.

  5. User Score
    9
    Carlton Moore
    July 12th, 2015 at 6:11 pm
    9 people found this review helpful!

    Excellent service!

  6. User Score
    10
    Wendy
    July 11th, 2015 at 11:31 pm
    3 people found this review helpful!

    Happy customer! They’re helping me and I think they’re doing great!

  7. User Score
    10
    Kenneth
    July 10th, 2015 at 10:28 pm
    5 people found this review helpful!

    I’m so happy with the service. I can’t thank the credit people enough. I got my credit in shape now and I hope to get my house this year now. I will give you all another testimonial after I get my house too!

  8. User Score
    9
    Connor
    July 10th, 2015 at 9:59 pm
    8 people found this review helpful!

    I liked the service and I was happy with the outcome.

  9. User Score
    10
    KD
    July 10th, 2015 at 9:30 pm
    4 people found this review helpful!

    They have been so patient with me, they went through everything in such detail and taking the time to explain everything with me. It really made me feel so much better. It has been a great service so far.

  10. User Score
    10
    Monique
    July 10th, 2015 at 6:37 pm
    4 people found this review helpful!

    I’m real happy with the everything. Got a new car thanks to them. I got great advice too and it worked. they were on top of everything, its been a big weight off…Ive been telling everyone. Thanks

  11. User Score
    10
    Ashley
    July 6th, 2015 at 3:49 pm
    8 people found this review helpful!

    Great experience and they did a GREAT job fixing my credit! My score is up 93 points and they were very helpful along the way. I knew that this was going to take time because my friend was with them before.

    If you’re expecting to have perfect credit in a day it ain’t happening. They explained that. This process takes some time, they told me to hold tight for a couple of months and see where we’re at then. I did and it was steady progress. Im just passing this on because I should have just done this a while ago but didn’t really want to deal with it. My friend and I both have had a very good experience. thanks.

  12. User Score
    10
    Courtney
    June 19th, 2015 at 2:53 pm
    10 people found this review helpful!

    This was my first time trying a credit repair service and although I don’t have a comparison, I think they were great. Just make sure you add them as a contact in your email when you get started (important) because I missed the first couple emails until they helped me find them! haha
    Great company though and good customer service and they helped my credit a lot.

  13. User Score
    10
    Chris Sanchez
    June 19th, 2015 at 2:46 pm
    8 people found this review helpful!

    I’m very happy with my experience and with The Credit People. They removed 24 of the 26 negative items on my credit and although it took a while, it was well worth it! It just takes time. Sign up and they’ll take care of you!

  14. User Score
    10
    Ken
    June 18th, 2015 at 7:51 pm
    2 people found this review helpful!

    I’ve been very impressed with the service. They take great are of their customers.

  15. User Score
    9
    Luis
    June 12th, 2015 at 3:17 pm
    10 people found this review helpful!

    Just signed up today, they walked me thru every step necessary to repair my credit. Will post again and see how it goes but so far so good

  16. User Score
    10
    Sammy
    June 9th, 2015 at 4:33 pm
    3 people found this review helpful!

    Just started and already a WORLD of difference from the last company I was with! Thx!

  17. User Score
    9
    Jose
    June 2nd, 2015 at 11:41 pm
    6 people found this review helpful!

    Well it’s great company I appreciate thank u
    Sincerely, Jose

  18. User Score
    10
    Jenny Brandt
    June 2nd, 2015 at 3:46 pm
    18 people found this review helpful!

    My credit score is up 160 points! I had a fantastic experience! I know I had further to go than most people, so I am very happy with my credit. They kept me updated and were very responsive to everything. I went into it knowing this wasn’t going to be and over-night “fix”. There was great communication and customer service. The results were beyond my expectations, and I’m a huge fan. Thanks!

  19. User Score
    10
    Courtney
    May 22nd, 2015 at 11:14 pm
    11 people found this review helpful!

    Given the state of my credit after my divorce, they pretty much brought my credit back from the dead. I have recommended them to several co-workers and friends already. They did a great job!

  20. User Score
    10
    Dan
    May 22nd, 2015 at 6:04 pm
    6 people found this review helpful!

    I was with another company, here’s the difference…the little things you really can’t appreciate until you go through a bad service. haha
    Compared to my last experience, they get a 10 from me.

  21. User Score
    10
    Jackie Clear
    May 21st, 2015 at 10:53 pm
    7 people found this review helpful!

    Great service…REALLY helped me with my credit. I think they’re the best out there.

  22. User Score
    9
    James P
    May 21st, 2015 at 7:21 pm
    10 people found this review helpful!

    I only had a couple things on my credit I’ve been working on myself. When I signed up I explained everything and told them I would give them 60 days to see something. They were up front, and did their best and in the end only charged me for the work from the first month. It wasn’t what I wanted, but I thought I would share that they were a standup company.

  23. User Score
    10
    CW
    May 21st, 2015 at 6:57 pm
    2 people found this review helpful!

    Positive experience. I have referred several people from my church who have also had good (mixed but still good) experiences. I am happy to write them a testimonial. After referring a couple people I think it’s important to not expect any miracles the first month. Anyone looking for a quick fix is not going to find it. They will have a great experience with The Credit People if they are serious about getting their credit repaired.

  24. User Score
    10
    Matthew
    May 5th, 2015 at 11:25 pm
    8 people found this review helpful!

    I looked at a lot of companies, and you can pretty much go crazy trying to find the differences. I just liked The Credit People for a lot of reasons, and I’m glad I went with them…they’ve done an awesome job.

  25. User Score
    10
    Katie L
    April 21st, 2015 at 11:59 pm
    27 people found this review helpful!

    I’m a realistic person, so I might be different than most in the fact that I don’t expect miracles. I know I messed up my credit, I know there’s no magic that is going to make my credit perfect over night, so I went into this with realistic expectations. With that being said, they did a great job. They took care of over 70% of the negative items on my credit report. My credit is in a much better place. The only tip I would give you is that they do not keep updating your credit score. They give you your starting credit score, which is great, but if you’re expecting to keep seeing it go up, you’ll need to have some type of credit monitoring.

    No other credit repair company that I no of gives you even your starting credit scores with all three reporting agencies, so to me it was a serious advantage to know where I was starting from. I also understand that they can’t keep paying to get the latest copy of my credit score either. I just watched the improvements with my credit and when I saw enough improvements I just ordered an updated copy of my score. This was really a great experience though…I would gladly give them a 10, they’re the best out there I think.

  26. User Score
    10
    Matty
    April 17th, 2015 at 6:39 pm
    3 people found this review helpful!

    Great service thanks

  27. User Score
    10
    Heather Brown
    April 13th, 2015 at 5:07 pm
    18 people found this review helpful!

    This was my first try at credit repair. It worked very well for my Experian and for my Equifax scores and reports, I’m wanting to clean up one or two more of my TransUnion issues that weren’t addressed yet. They’ve done a great job so far. We’re buying a house in July and are going to start looking at lenders in May, and I knew it would be worth it regardless to pay for a couple of months and see what can happen. My score was raised by over 100 points the first time! I know it won’t be as drastic this time, but it is well worth every penny that it costs.
    ~Heather

  28. User Score
    10
    Vanessa
    April 9th, 2015 at 11:12 pm
    9 people found this review helpful!

    They’ve been really awesome. I’ve had to move my payment back a couple of times and it was no problem and I needed them to write a letter for me, which they didn’t charge me for. Definitely check them out.

  29. User Score
    10
    Kat
    April 8th, 2015 at 12:52 am
    13 people found this review helpful!

    I’ve been with them for a little while and very happy so far. I haven’t checked up on my credit report like I should have over the years and there was a hot mess on there. I started calling places, was on hold, wrote a few letters, called again, was on hold. It was too much and I was done at that point. I read about the credit people and signed up. Everything has been in their hands and they’ve been working on my credit ever since. I’ve wrote them a testimonial after recommending my friend so here it is! …I think they’ve been awesome.

  30. User Score
    10
    NGuyen
    April 3rd, 2015 at 5:23 pm
    0 people found this review helpful!

    THEY DID GREAT THANK YOU!

  31. User Score
    9
    Jim Perry
    April 2nd, 2015 at 7:41 pm
    14 people found this review helpful!

    Been with them 4 months now, and they’ve done a good job. My only wish is that it was cheaper than the 59 per month…but it’s worth it. they’re probably the fairest priced company out there too

  32. User Score
    10
    Cathy Redding
    March 26th, 2015 at 6:07 pm
    0 people found this review helpful!

    My husband and I used the credit people years ago, and I just needed to sign up again. they’re service is really great. this is my second time using them (I know how bad that sounds) but Im glad they’re able to help me!

  33. User Score
    10
    Camilla
    March 25th, 2015 at 12:01 am
    0 people found this review helpful!

    This has been a great experience. They are still working on my credit, but I have seen good progress. A little slow from the start, but that’s expected while they gather what they need. I have been kept updated via email and through my online account, and they only had to call me once. It’s been a pretty easy process. I’m really happy with them.

  34. User Score
    10
    Tony
    March 24th, 2015 at 3:27 pm
    2 people found this review helpful!

    good company ..glad to give them a good review, they did a great job. its my 3rd attempt at credit repair.. I guess third times a charm witht eh right company

  35. User Score
    10
    Kelly Marie
    March 23rd, 2015 at 8:17 pm
    2 people found this review helpful!

    THEY’RE GREAT!!! They gave me a letter of recommendation to my job too! really liked them!!! :)
    THANK YOU!!!

  36. User Score
    10
    JAMES
    March 18th, 2015 at 7:35 pm
    3 people found this review helpful!

    I’m giving The Credit People a 10 and I would give them an 11 if I could. They were excellent.

  37. User Score
    10
    Bryan
    March 17th, 2015 at 8:20 pm
    9 people found this review helpful!

    These guys looked out for me. They looked at my credit, fixed a couple of things, but when they realized that I needed to pay off some things…they didn’t waste my money or charge me. they got my account on pause until Im ready to go back to them. Im glad I picked them. I was working with Anne a lot btw.

  38. User Score
    10
    Kacey Dempsey
    March 13th, 2015 at 10:24 pm
    2 people found this review helpful!

    FANTASTIC JOB! They did great cleaning up my credit and I have referred several people who have said they’ve had a great experience too!

  39. User Score
    10
    Reilly
    March 10th, 2015 at 8:07 pm
    9 people found this review helpful!

    3 months in and going strong! It was a great choice…I tried this on my own and it was soooo time consuming. Well worth the money and I think they’re doing a great job.

  40. User Score
    10
    Courtney
    March 5th, 2015 at 6:39 pm
    3 people found this review helpful!

    AWESOME! THEY WERE SO HELPFUL!!!

  41. User Score
    5
    mark w
    March 2nd, 2015 at 4:38 pm
    8 people found this review helpful!

    8 off out 22 so far. time will tell.

  42. User Score
    10
    C.K.
    February 25th, 2015 at 8:00 pm
    1 people found this review helpful!

    They’re great! I used another company before and wasted my money so I went into this not expecting much, but they exceeded my expectations! I’ve sent them a few people too!

  43. User Score
    10
    Jennifer
    February 18th, 2015 at 7:57 pm
    4 people found this review helpful!

    Great service. After you get started it’s smooth sailing. I had a little hiccup in my service just because I missed their beginning emails. I would say just make sure you add them to your safe sender or contacts list…that’s what they did with me and I had no problem then! Great service though.

  44. User Score
    10
    Damon
    February 13th, 2015 at 8:12 pm
    1 people found this review helpful!

    I’ve used them a few years back and I they just helped me again. theyre service gets better and better and they do a great job!

  45. User Score
    10
    Kelly W
    February 11th, 2015 at 7:06 pm
    11 people found this review helpful!

    I originally emailed The Credit People with my testimonial but they asked me to share my experience here. So here it is…
    I started with The Credit People to get approved for a loan. My credit was not where it needed to be. My scores were too low. Everyone was friendly it was easy and it’s been a GREAT experience.
    My scores are up 78 points and climbing. I’ve already been approved for my loan but I still have them working on my credit because I realize how important it is now to have good credit when you need it. I’ve recommended them to a lot of people and think they’re awesome!

  46. User Score
    10
    Susan Jennifer
    February 10th, 2015 at 6:44 pm
    0 people found this review helpful!

    I have used the Credit People to get my credit score down so I can purchase a log cabin in Colorado. In just a few months my score went down and I am moving forward in my plans. The people I have talked to on the phone are very pleasant and helpful. I can see my results right away. I would recommend this company to anyone. Give it a try and dream big.

  47. User Score
    9
    Pat
    February 10th, 2015 at 6:28 pm
    7 people found this review helpful!

    I’m 3 months in and have had a great experience. my credit is getting better and they’re on top of everything. i was with another company and wish I went with the credit people first. they’ve been great. we’ll see where my credit ends up but so far so good!

  48. User Score
    10
    Keith
    February 10th, 2015 at 6:24 pm
    4 people found this review helpful!

    I had gone through a divorce and my credit was ruined. I had nowhere else to turn. When I found The Credit People, they pulled my credit reports right away and within the first few days, they were able to show me all the problem areas that needed to be repaired on my credit. The customer service was awesome. They made me feel like they really cared about fixing my credit. I absolutely recommend The Credit People to anyone who needs help getting back on their feet again.

  49. User Score
    10
    Drew
    January 22nd, 2015 at 7:37 pm
    0 people found this review helpful!

    They never dissapoint. I used them a few years back with huge success and moved into my home because of it. I’ve sent friends and family their way since and they all have thanked me for the recommendation and been happy. I fell into some hard times last year so I’m contacting them again. I know they will help.

  50. User Score
    9
    jay
    December 27th, 2014 at 8:08 pm
    7 people found this review helpful!

    Just started using this company about three months ago. So far I am very impressed with my results.

  51. User Score
    8
    Hanna F
    December 4th, 2014 at 6:47 pm
    7 people found this review helpful!

    Just started 3 months ago and seeing great results so far! Thanks for recommending them!

  52. User Score
    10
    Richard A. Layton
    November 15th, 2014 at 10:24 pm
    1 people found this review helpful!

    My experience with the Credit People was fantastic. Their expertise and professionalism was top notch. They are so knowledgeable, therefore they solved my credit problem. I was in huge pressure, and they relieved me from it. Such a worthy service, which I will definitely recommend.

  53. User Score
    10
    Mike Mitchell
    November 14th, 2014 at 6:30 pm
    1 people found this review helpful!

    I am pleased with the services from The Credit People primarily for 2 reasons. First, I pay for a service and they do the work. Other places I have tried in past had me pay and me do the work….just plain thievery. The last, but certainly not least, you see results. I highly recommend.

  54. User Score
    10
    Don
    October 10th, 2014 at 5:37 pm
    0 people found this review helpful!

    Great results so far, no complaints here

  55. User Score
    10
    Bill Murria
    September 27th, 2014 at 9:17 pm
    0 people found this review helpful!

    They did great. My credit is cleaned up and they pointed me in the right direction for my loan too. Theyre working on my wife’s credit now

  56. User Score
    10
    K
    September 19th, 2014 at 8:56 am
    1 people found this review helpful!

    Only 2 months with this company and I am amazed at what they’ve done so far!! Very glad I chose them- My future is looking up! I would recommend them to anyone who needs help with their credit

  57. User Score
    10
    Nikki
    September 16th, 2014 at 7:12 pm
    0 people found this review helpful!

    They did really great things for my mom, so i’m signing up too! I’m excited!

  58. User Score
    10
    Ashraf Hafez
    September 9th, 2014 at 3:42 am
    1 people found this review helpful!

    I am halfway through the process. I am very satisfied with what these guys are doing and money was well spent. I recommended them.

  59. User Score
    10
    Ray
    September 3rd, 2014 at 8:04 pm
    2 people found this review helpful!

    Been with them 7 months I had 26 negative they removed 17 so far not disputed but removed great company

  60. User Score
    10
    Maria L
    September 3rd, 2014 at 4:08 pm
    0 people found this review helpful!

    I just logged in and checked my updates you emailed me about. Wow! Thank you! I can’t wait to see what happens in the next few months too!

  61. User Score
    10
    Sam Burton
    August 29th, 2014 at 9:47 pm
    2 people found this review helpful!

    I have to say that I am pleasantly surprised. Reasonable prices and they get the job done. I started with them 5 months ago and I can say it was definitely worth it.

  62. User Score
    10
    Tammy Nellis
    August 29th, 2014 at 9:43 pm
    6 people found this review helpful!

    I had a great experience. I had over 90 negative items and they have gotten over 80% of them removed so far! I’ve been with them for a little while but I expected that considering my credit. I recommend them, they’ve been really great!
    -Tammy

  63. User Score
    10
    derek j
    August 20th, 2014 at 3:35 pm
    1 people found this review helpful!

    I keep looking for the catch! Did a lot of research and was skeptical. Mama said if it sounds too good to be true it probably is. But i’ve not been disappointed. They have done a lot of work for me and have the best prices. my brother just signed up too.
    derek

  64. User Score
    10
    SHANE
    August 14th, 2014 at 6:44 pm
    0 people found this review helpful!

    Great company…first round of disputes and 4 things taken off my report. So far so Good!!

  65. User Score
    10
    Bradley
    June 30th, 2014 at 10:38 pm
    0 people found this review helpful!

    All I can say is they know their stuff and spent time talking with me. I strongly recommend them. They made me feel comfortable and confident! thank you so much.

  66. User Score
    10
    Jess
    June 8th, 2014 at 8:12 pm
    0 people found this review helpful!

    I tried them and have been really happy. They’ve done a good job all around and been on top of everything. I picked them because there’s a lot they do that other companies don’t….Its been easy.

  67. User Score
    1
    amanda
    May 30th, 2014 at 5:07 pm
    10 people found this review helpful!

    Biggest waste of money!

  68. User Score
    10
    Bruce
    May 23rd, 2014 at 7:26 pm
    2 people found this review helpful!

    I was in underwater with my mortgage and every time I tried to get refinanced I was constantly being told that my credit had too many negative accounts on it. After I used The Credit People for 6 months, not only did I get refinanced but I was also approved for a credit card. The Credit People practically saved my life.

  69. User Score
    8
    Lashunm
    May 20th, 2014 at 2:09 pm
    8 people found this review helpful!

    I have been with the company for about 2 months. They were able to clear 3 negative items . I had dealt with other companies that wanted to charge over $1000 and I had to buy my own credit report ! None has ever offered to give me free credit scores nor give me access to look at the progress being made.I have research several companies, and the credit people was by far the cheapest. I did not give a 10 because I have done some credit restoration myself and the item they got off was not that difficult. I am waiting to see what they can do with the item I have had trouble with myself removing from my credit.

  70. User Score
    10
    Apsed1957
    May 16th, 2014 at 9:11 pm
    0 people found this review helpful!

    I needed a boost in my credit score to qualify for a car loan. Credit People were very quick to respond, and they had ideas I had never known about previously. I quickly made a move, helped my score, and will spare a lot of money on this car loan. Thank you Credit People for everything. Highly recommend!

  71. User Score
    10
    Jeremy
    May 16th, 2014 at 7:12 pm
    2 people found this review helpful!

    I put them to the test since I had pretty much zero credit history and what little i did have was bad. After I started I spoke with a really sharp person with the credit people who explained everything about credit to me (a 45min call). I started about 5 months ago and my credit is 10x better than it was then. They did a great job all around.

  72. User Score
    10
    angelica :)
    April 29th, 2014 at 9:35 pm
    1 people found this review helpful!

    wanted to come say that i’m only 2 months in and i’ve already gotten my reports in the mail with so many great changes! calling now to let you know, but thought i’d send some love!

  73. User Score
    10
    John Brent
    April 25th, 2014 at 7:17 pm
    0 people found this review helpful!

    These guys are awesome. My credit score was not going perfectly, but after I started working with this company, my problems were solved. I’m really happy to write this review for The Credit People – because they deserve full 10 Stars!

    They helped me with my credit rating and I appreciate that. I recommended them to my friends and co-workers & The Credit People also saved them from lower credit rating. Simply they are superb!

  74. User Score
    10
    John Rolf
    April 24th, 2014 at 1:36 pm
    4 people found this review helpful!

    I am honestly pleasantly surprised by The Credit People’s services! While a bit skeptical at first, I was able to work with them and my credit score indeed went right up! Their advice is sound and their work is efficient. Good work.

  75. User Score
    10
    caddie walburry
    April 23rd, 2014 at 5:32 pm
    1 people found this review helpful!

    The Credit People are incredible! They take as much time as needed with customers and know all there is to know about credit. The procedure is straightforward and agony free! Much simpler than attempting to manage it yourself! I will recommend them to all my family and friends. Thanks guys!

  76. User Score
    10
    Rey Jones
    April 14th, 2014 at 7:50 pm
    0 people found this review helpful!

    I don’t know why I waited so long to do this. These guys are the best. Thank you!

  77. User Score
    10
    Brucestein009@gmail.com
    April 11th, 2014 at 9:43 am
    0 people found this review helpful!

    My credit was not doing so great before I began working with The Credit People. They were extremely minding, patient and persistence in attempting to repair my credit and help my credit score. I’ve used them twice and both times they worked wonderfully and has enhanced my credit rating, uprooted a few things from each of the 3 credit agencies which has helped me in all parts of my life. Your credit score decides everything in your life. I highly suggest contacting The Credit People and I’ve also recommended to few friends to them who are extremely please by their work.

  78. User Score
    10
    Viviann.R
    April 6th, 2014 at 10:08 am
    2 people found this review helpful!

    I must say I was skeptical at first. I thought they were just going to take my money and do nothing. But I was totally wrong! They can work miracles! My credit score was very low, and in a matter of 4 months, I saw a huge jump in my score. And after 6 months, I’m able to get an Chase Card, qualify for a car lease and get pre approved for a Mortgage. I couldn’t of done it without The Credit People. Thank you so much!

  79. User Score
    10
    Alec Hayes
    April 5th, 2014 at 5:01 pm
    0 people found this review helpful!

    Amazing work, really helping me out! Thanks Credit People!

  80. User Score
    10
    Greg
    April 5th, 2014 at 4:00 am
    4 people found this review helpful!

    My credit, due mostly to my own stupidity I have to admit, was a mess. I’d heard from various people that ‘credit repair’ companies were scams so I just dealt with it. Recently my brother told me about the Credit People and that they had done him right, so I figured I would give them a shot. Glad I did. they have actually helped increase my credit score by 120 points! They’re responsive, nice to deal with and didn’t charge me a lot of money either. So yeah, they deserve your business because they do what they say. I would recommend them to anybody.

  81. User Score
    10
    Josh O
    April 1st, 2014 at 9:21 am
    0 people found this review helpful!

    I really thought I didnt have a chance anymore after some of the hard times I went through. So glad I tried these guys out. You won’t be disappointed.

  82. User Score
    10
    Tanya
    March 27th, 2014 at 7:26 pm
    3 people found this review helpful!

    They helped me qualify for my new home! My credit wasn’t the greatest and the Credit People helped improve my scores tremendously! They provided excellent customer service and were really easy to work with. They worked really fast too, I saw results way faster than a previous company I had tried. I would definitely recommend them to anyone I know!

  83. User Score
    10
    Tia Lynn
    March 18th, 2014 at 9:46 am
    0 people found this review helpful!

    They’ve been really easy to work with and have worked on my account even longer than I paid for. They didn’t think I had seen the kind of results they were capable of, and wanted to go above and beyond. Who does that?? They really did go above and beyond for me. Can’t say enough about them :)

  84. User Score
    10
    Jack
    March 18th, 2014 at 9:39 am
    0 people found this review helpful!

    The Credit People really helped me out of a jam recently. They took a look at my finances and helped me sort out a way to get my credit back into shape. I really appreciate their help and the work that they do. Highly recommended.

  85. User Score
    10
    Kat Janiak
    March 4th, 2014 at 9:34 am
    0 people found this review helpful!

    Great company. Happy to recommend them. They’ve always been helpful and the customer service has been awesome and they did a great job fixing my credit.
    -Kat

  86. User Score
    10
    Lizette R.
    February 18th, 2014 at 11:22 pm
    4 people found this review helpful!

    I don’t normally leave reviews for companies, but I wanted to let other people know how much The Credit People helped me. I can’t even tell you how awful it is to not be able to get a credit card, or getting turned down for everything. My score has gone up 74 points and they are not even finished working yet. I’m overjoyed by what they’ve done for me. It’s nice to see such a stand up company out there that helps people get back on their feet. My brother is signing up today too! :)

  87. User Score
    10
    Rob
    February 14th, 2014 at 8:50 am
    0 people found this review helpful!

    The Credit People really got me out of a jam. I needed to get a new car after my old one broke down, but I couldn’t get approved anywhere. It sucked. Thankfully The Credit People cleaned up my score. Thanks guys.

  88. User Score
    10
    Tonya
    February 8th, 2014 at 9:09 pm
    0 people found this review helpful!

    I had previously given Credit People a not so good rating after a few months from starting with them but now I will have to update that status rating. They have been working diligently on my case and I am appreciative. At the moment I am still not quite where I need to be but hopefully within the next month I will be. We need to move in June and I would hope that I would be able to qualify for a home and a nice car at a low financing rate.

  89. User Score
    0
    David
    February 8th, 2014 at 2:15 pm
    6 people found this review helpful!

    I have requested a full refund twice now and they have declined; first was informed I had to wait a full six months of being with their company. Did that; contacted them again and was told they could not process the refund as it needs a manager to approve it and a manager would contact me. No one has contacted me. I keep calling them; am not satisfied with results as they have not been able to clear items unless I call them for status.

  90. User Score
    10
    Patrick
    February 8th, 2014 at 12:29 am
    0 people found this review helpful!

    They’ve done an amazing job, I’ve been very happy as a customer with the credit people.

  91. User Score
    1
    David Sheffield
    February 6th, 2014 at 6:05 pm
    11 people found this review helpful!

    I signed up in April 2013 and now, not one single negative has been removed from my credit report. Reports on “progress” were few and far between. When I called to complain, the representative said they were having website problems and that progress was being made that I was unaware of. I cannot recommend this company.

  92. User Score
    10
    Ryan Jordan
    December 31st, 2013 at 7:11 pm
    1 people found this review helpful!

    The credit people are a real life saver. I’ve had kinda crappy credit for a while, but after I contacted them they found some very convenient ways for me to improve my score. I’m finally at a place where I can reasonably make big purchases!

  93. User Score
    10
    Ryan
    December 8th, 2013 at 7:19 pm
    0 people found this review helpful!

    I tried out The Credit People’s service recently. I recently graduated from college, and I wanted to make sure my credit score was in the best shape it could be going into the “real world”. The Credit People stuck to their promise of finding debatable marks on my credit record and they took care of them. Now my score is improved, and I certainly feel more at ease going forward.

  94. User Score
    10
    Larry Purley
    November 25th, 2013 at 1:04 pm
    2 people found this review helpful!

    They only removed a small amount of negative marks, but I give them a 10+ because they kept there word. I contacted them after 90 days and they sent a full refund no questions asked. I must say a companies word being honored in my book is excellent. I would say, what’s to lose if they clean your credit up great, that’s what you paid for in the service, and if not a full refund. That sounds like a win win in my book.

  95. User Score
    10
    Mona
    October 31st, 2013 at 5:06 pm
    0 people found this review helpful!

    After searching many companies I chose Credit People. they had a Good offering service. I have been very satisfied with their job and the following results.
    My score has already gone up and I am more than happy to write my review for them. Great customer care, easy process. I would definitely recommend them.

  96. User Score
    10
    Jessica R.
    October 29th, 2013 at 7:47 pm
    0 people found this review helpful!

    I have nothing negative to say about The Credit People at all… Everyone I have spoke to has been so helpful and nice. I’m able to see things changing already when I log in to my account. I haven’t called much though, because I haven’t needed to. I signed up with them because I am way too busy to deal with this on my own. Couldn’t be happier so far and i’m only 3 months into my service.

  97. User Score
    10
    Floyd
    October 11th, 2013 at 2:04 am
    0 people found this review helpful!

    Only one thing removed in two months. At the end of the third month I will decide if I’m going to stay or go to another company. When I send in info or credit reports it takes a while for them to update me. I’m expecting real results by the end of this month.

  98. User Score
    10
    Deraine
    September 28th, 2013 at 8:25 pm
    0 people found this review helpful!

    They did an awesome job! I had a great experience.. :)

  99. User Score
    1
    David
    September 27th, 2013 at 4:06 am
    8 people found this review helpful!

    I have had this company for the past 6 months and only 4 items were fixed out of 10. When you call the customer care number, you are on hold and asked to leave your number for someone to call you back. I would steer clear of this company as they think you are “Special” and you are “Lucky Enough” to be one of their clients… But the truth is they are never available via their 800 number and frankly the results speak volumes, especially since I was assured they had experts working on my behalf… You simply cannot get a hold of this company. If you are LUCKY enough to get a hold of someone, it may be a better experience for you.

  100. User Score
    9
    Ian
    September 13th, 2013 at 9:06 pm
    9 people found this review helpful!

    I signed up with The Credit People and in just a few months, we were able to get the home loan we needed.

  101. User Score
    10
    Brooke
    September 3rd, 2013 at 9:41 pm
    0 people found this review helpful!

    I think they’re doing a really great job. It’s been easy and I’m happy I chose them.

  102. User Score
    1
    mark w
    August 31st, 2013 at 8:18 pm
    6 people found this review helpful!

    Have been with them for several months and have seen no results.

  103. User Score
    10
    Brittany
    August 6th, 2013 at 3:24 am
    0 people found this review helpful!

    If you need your credit repaired, I recommend using The Credit People. They provided great service and I am extremely satisfied with my results. : )

  104. User Score
    10
    Michael Rice
    August 2nd, 2013 at 4:18 pm
    1 people found this review helpful!

    Just started with this company so far very happy. I’ll let you know with my results.

  105. User Score
    10
    Kevin
    July 18th, 2013 at 2:35 am
    0 people found this review helpful!

    I have been using The Credit People for about 6 months. So far they have repaired or deleted 7 of 15 negatives from my Equifax report. The success has not been as great for my TransUnion or Experian reports but repairs happen at different times for different reports. I’m very confident that the next 6 months will put me right where I need to be!

  106. User Score
    10
    Jacee
    July 11th, 2013 at 1:45 am
    0 people found this review helpful!

    To be honest, when I was a teenager, my parents didn’t teach me about credit. They always told me money fixes everything so just make lots of it. WOW. I am in my late 20’s and I am finding out I wish I would have just taken care of my credit better. Now, I am paying to correct it. That’s where The Credit People come in. I am proud to say after a few months of using them… I am now able to buy my new vehicle and can hold my head up high. Thank you so much : )

  107. User Score
    10
    Stacey
    July 7th, 2013 at 4:49 pm
    1 people found this review helpful!

    Thanks to The Credit People I was able to get my credit back on track. It was a huge weight off of my shoulders once I turned it over to them and they handled everything. Highly recommend them to anyone.

  108. User Score
    9
    Jonathan R
    July 6th, 2013 at 5:32 pm
    6 people found this review helpful!

    I have been wanting to fix my credit for years. I fell on hard times and had a vehicle repo on my credit. It brought my score way down. Every one else said just wait til it falls off but it wasn’t happening fast enough. My credit was falling and I knew I couldn’t qualify to get a vehicle for my son next year for his graduation present. I was devastated. The Credit People helped me get control of my credit and repair to where I now can say I will be buying that car! If it weren’t for their hard work and dedication to help me, I wouldn’t be getting my good credit back. Much Thanks!

  109. User Score
    10
    Ashlee
    July 5th, 2013 at 8:56 pm
    0 people found this review helpful!

    It seemed like for the last 4 years after having my baby I was playing catch up from missing work. I received my credit report and was shocked. I didn’t think I had all the negatives on my credit that I had. I needed help quick. I was interested in buying a house within the year and had to have my credit raised while getting some negatives taken care of. The Credit People knew just what to do for me to be happy. They took care of everything. Anytime I had a question I didn’t hesitate to ask and they were on top of everything! I just love this company!

  110. User Score
    10
    Joe Borchert
    July 4th, 2013 at 10:55 pm
    0 people found this review helpful!

    Great service! They did a great job! It went better than I hoped and it was well worth every penny!

  111. User Score
    0
    David v
    May 21st, 2013 at 7:06 am
    6 people found this review helpful!

    They wait an entire month to update your account progress. When you call their customer care they are absolutely no hlp at all … I asked for a refund and they wold not approve it. This company is a rip off.

  112. User Score
    9
    Steven
    April 18th, 2013 at 7:33 pm
    4 people found this review helpful!

    Great team of people and they did a good job with my credit. I dont know what my current scores are right yet but I have seen good things.

  113. User Score
    10
    Becky
    April 2nd, 2013 at 4:11 pm
    0 people found this review helpful!

    The credit people did a great job for us. I had to file bankruptcy..I always had great credit but after my bk it was ruined. My credit is so much better than it was with they’re help. I feel like I got lucky to find them.

  114. User Score
    10
    Raul
    March 9th, 2013 at 12:52 pm
    1 people found this review helpful!

    My score is up 100 points. I am more than happy to write a testimonial for THE CREDIT PEOPLE. They did great. I have been through really tough times, it’s been nice to see this go so well. I worked with David, but it doesn’t make a difference. Great customer service, everything was easy. I always felt like they were working and doing something to help me. It’s a great feeling when something is off of you for a change. They did great!

  115. User Score
    9
    Tony L
    March 6th, 2013 at 6:08 pm
    5 people found this review helpful!

    I have had a great experience with the credit people. You can trust them. It’s a hands off thing, even though Im kind of a control freak lol. Really professional and easy.

  116. User Score
    10
    Jeff
    March 4th, 2013 at 8:20 pm
    1 people found this review helpful!

    This company is amazing. They removed every negative item from my report while leaving all the positive info intact. My credit score has never been higher. I recommend The Credit People to everyone I know.

  117. User Score
    8
    Victor R.
    February 2nd, 2013 at 1:23 am
    7 people found this review helpful!

    I really like this company so far. I’m only halfway through the service and i’ve seen quite a few changes in my credit. I can’t give them a full 10 yet, because I want to see how it ends up. I havent been dissapointed so far though.

  118. User Score
    10
    Dee
    January 25th, 2013 at 11:52 pm
    1 people found this review helpful!

    They did a great job for me. It was fun watching my credit score go up. It truly was a very easy process too.

  119. User Score
    10
    Martha
    January 23rd, 2013 at 9:14 pm
    1 people found this review helpful!

    I used this company to help me with my credit and they did a great job. I would definitely recommend this service.

  120. User Score
    10
    B Kelly
    January 23rd, 2013 at 8:11 pm
    0 people found this review helpful!

    Thanks to THE CREDIT PEOPLE i was able to refi my home loan and save hundreds of dollors each month!! And it was easy to do, they do all the work!

  121. User Score
    10
    Jennifer H
    January 23rd, 2013 at 7:58 pm
    1 people found this review helpful!

    I am a research freak. I did my homework first; I checked into their history, called several times, etc. After all that, I felt comfortable they were the best. I have been completely happy with The Credit People. I would recommend them to anyone. :-)

  122. User Score
    10
    Christine
    January 23rd, 2013 at 4:24 pm
    0 people found this review helpful!

    They made everything really easy. I had been stressing about my credit score and how to find the time to work on it myself forever… Finally I just crossed my fingers, called up The Credit People, and left it in their hands. It seriously was as easy as they made it sound. So glad I didnt waste my time trying to figure all of it out myself

  123. User Score
    10
    Kiera
    January 22nd, 2013 at 9:49 pm
    1 people found this review helpful!

    I had a ton of late payments on my credit reports and I couldn’t get a car loan. I signed up with the credit people last year and now I’m driving a brand new car. They were awesome!

Our Score
8.9
User Score
9.3
Rank this Company
Ratings Breakdown

Price

$19 First-Work Fee + Monthly Fee
$59

Time in Business

Total # of years
14 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
123

This Review is maintained by

Review Last Updated: April 29, 2015

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