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Aggressive Credit Repair

Work Directly with Owner

Our Score
7.1
User Score
10.0

If you’re looking for the personal touch without losing quality, Aggressive Credit Repair is your candidate.  In an industry where quality is more important than quantity Lorin Hanks (owner) has been doing it since 2004.

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The Good

We took some time to speak with Lorin to see if he really was as assessable as his site says he is.  Sure enough, he answered.

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Aggressive Credit Repair

BCRC Rank Monthly Price Licensed Attorneys Our Score
#4
aggressive_credit_repair-130x130
$49 No
7.1
#1
$59 - $99 Yes
9.6
#2
$89 Yes
9.4
#3
$59 Yes
7.8

Aggressive Credit Repair uses a three step process which includes: analysis, dispute, and settlement.  And since Lorin is a licensed loan officer as well, it places him in a position of knowing just what to do for individual clients.Clients can cancel anytime, for any reason and at any point during the process.  All you have to do, is pick up the phone and talk to Lorin.   Aggressive Credit Repair also boasts a guarantee as well stating that clients are eligible for a full refund if Aggressive Credit Repair isn’t able to prove results.  Aggressive Credit Repair displays a pretty impressive list of credentials as well:

The Bad

The business is operated out of a personal residence.  This doesn’t effect the quality of the service, but may be a turnoff for others seeking a larger firm.

The Bottom Line

Aggressive Credit Repair is a trusted company, and take stock in their reputation.  Hiring them for their services will come down to whether you want a large company handeling  your case, or more personal attention and expertise of a few.    Aggressive Credit Repair is a good choice for those of you looking for a dynamic and flexible company who focuses on customer service, and mortgage lending options that go beyond credit repair.

Aggressive Credit Repair operates based on a three step process similar to that of other credit repair companies.

Step #1: Analysis

After obtaining your credit report, there will be an analysis to determine what items are eligible for removal. Only inaccurate items can be removed, so any item that is a verified negative item will remain on your credit report for the standard length of time.

Step #2: Dispute Process

After determining what items can be removed from your credit report, letters will be drafted and sent to the credit bureaus. After the credit bureaus receive these letters, they conduct an investigation and then send you the results within 30 days.

Step #3: Settlement 

Once the items are removed that do not belong on your credit report, settlement will begin to make sure the items stay permanently deleted and resolve any possible debt.

My name is Lorin Hanks, owner and operator of Aggressive Credit Repair. Perhaps the best question a future customer can ask is what makes my service different. Arguably the most unique feature of this service is that you’ll work directly with me.

Here are some other unique credentials:

– Open since 2004.

– The only credit repair company to be “Gephardt Approved”.

– 0 BBB complaints in company history.

– Over 100 positive reviews on my websites “reviews” page.

– I’m a licensed Mortgage Loan Officer.

It’s vital to only work with someone who is knowledgeable. It’s important that a credit repair program have a clear path set for your specific situation. Furthermore the steps in the program should be explained distinctively (and should include an exit strategy).

Before you pay for credit repair I encourage you to contact me and I’ll explain how my simple 3 step program can fit your individual needs.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

There is a money-back guarantee if you are not satisfied with the services, however, it is important to make sure you understand the terms before agreeing to service.

Aggressive Credit Repair Guarantee:

“Policy #1: You can cancel anytime, for any reason. Policy #2: At any point in the service you’re eligible for a full refund (if we’re unable to prove results.)”

What to know:

There is a guarantee, but it is important to recognize that there is a requirement before a full refund is returned to you. If you are unsatisfied with results, but Aggressive Credit Repair is able to prove results, then there will not be a full return on your money. Make sure you understand what can be done on your credit repair case before paying money. If you are unsatisfied with what Aggressive Credit Repair is willing to dispute, then you may want to consider taking on the process yourself.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

Our Score
7.1
User Score
10.0
Rank this Company
Ratings Breakdown

Price

Monthly Payment Price
$49

Time in Business

How Long You've Been Around.
10 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Score Updates

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
No

Case Setup

consultation, evaluation etc.
Yes

Site Security

Active Website SSL?
Yes

Number of Reviews

User reviews here on BCRC
36

This Review is maintained by

Review Last Updated: August 12, 2014

Company Awards / Certifications
  • Member of National Association of Credit Services Organizations
  • Licensed by the Division of Real Estate as a Licensed Mortgage Loan Officer
  • Gephardt Approved
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