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Clean Slate Credit Solutions

Registered with the Department of Justice

Our Score
User Score

Clean Slate Credit is a new company with few reviews and no guarantees, but only charges fees per item removal.

cleanslate cleanslate_bbb

The Good

The owner of Clean Slate Credit Solutions is a disabled US Marine Corp veteran, and the company offers a discount to military (both active duty and retired), servicemen, police officers, fire fighters, and spouses. This is a company with no complaints from the Better Business Bureau, and that’s a good sign. Their rating is an A-, but they haven’t been around for long so that could easily go up or down. Keep an eye on Clean Slate Credit Solutions, and as they continue to do quality work they will be looked favorably upon by the BBB.


Clean Slate Credit Solutions

BCRC Rank Monthly Price Licensed Attorneys Our Score
$39.95 No
$59 - $99 Yes
$89 Yes
$59 Yes

Many credit repair companies charge a monthly fee for their work on your credit reports. Clean Slate Credit Solutions charges fees after the negative items have been removed and only charges per item. Removing incorrect information about your address is different than information about bankruptcies and therefore you’re charged differently. This system of billing makes the credit removal process more clear cut.

The Bad

Clean Slate Credit Solutions has some unfinished web pages on its site. They offer a “5 plate” educational resource that discusses 5 things necessary to clean credit; however, they do not offer more educational tools and resources to non-clients and visitors. The site itself has a somewhat slow load time when navigating each page.

The Bottom Line

Clean Slate Credit Solutions is still a very new company. This doesn’t immediately eliminate them from the list of quality credit repair companies, but an inexperienced company should make you a little wary. It’s a quality that should make you dig deeper. No one won gold their first time out of the gate, but perhaps a fresh company is exactly what you’re looking for. Do your homework to determine whether this company will suite your credit repair needs.

At Clean Slate Credit Solutions, they use what is called the “5 plates to a clean slate.” The five steps the team at Clean Slate Credit Solutions utilizes to help their clients achieve their credit goals includes a debt settlement service in addition to their credit repair services. Together, the debt settlement and credit repair process helps their clients get to where they want to be financially.

Step#1: Credit Report Evaluation

The staff at Clean Slate Credit Solutions will begin by evaluating your credit report. If you do not already have your credit reports, Clean Slate Credit Solutions will obtain them on your behalf free of charge. After they have a copy of your credit report, an expert from the Clean Slate team will go over all details outlined in your credit report. They will then determine if you need help with building your credit, debt settlement, debt consolidation, student loan consolidation, obtaining a mortgage or auto loan, or refinancing a loan.

Step #2: Audit

After receiving a copy of your credit report, you will have your report reviewed by a credit expert and then you will subsequently be enrolled in credit score monitoring. You will receive your own username and password so that you can login to your online account and watch the progress of your credit case. The person handling your case will then identify the inaccurate and negative items on your credit report and begin to draft up the dispute letters that are then sent to the credit bureaus, creditors, and collection agencies.

Step #3:

In order to see the results you want from this credit repair service, you have to start adding positive accounts to your credit report. In an effort to assist with this process, the Clean Slate team will help you apply for a secured credit card and any other lines of credit you may qualify for. They will then help you add an authorized user (AU) account to your credit report. This is essential in helping you start on the path to a positive credit history, which will drastically help improve your credit score.

Step #4: Debt Settlement

If, for some reason, some of your negative items were not able to be removed during the dispute process, the Clean Slate team will assist you in debt settlement. They do this part of the process last to ensure that you are not paying for deleted items. They will help with accounts that involve charge-offs or still have a balance. There is no guarantee that all of your debts will be settled, but it does help to have someone going to bat for you with your creditors.

Step #5: Graduate

Typically, the Clean Slate process takes six months after signing up for their service. During that time, the Clean Slate team will do what they can to remove as many inaccurate and negative items from your credit report as possible while also helping with debt settlement as it pertains to open collections and charge-offs.

Our 5th Plate to a Clean Slate is for you to graduate our program, usually in after six (6) months of signing up. We will ensure that we have did everything possible to remove as much inaccurate negatives as possible and help you with paying off your open collections and charge-offs. Most importantly, we will refer you mortgage brokers, banks, auto dealerships, real estate agents, accountants and others to help you with achieving your financial goals.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Section 1:

Clean Slate Credit Solutions tailors a unique credit repair program for each individual client. Everyone’s situation is different. Our credit repair program will be customized to your existing credit needs. Our personal approach to credit repair utilizes the widest variety of tools offered to handle your circumstances and assures that you get the results you deserve.”

What to know:

Clean Slate Credit Solutions promises a customized program where they focus on your specific needs to help improve your score as much as possible. They claim to have the tools necessary to help you achieve your goals.

Section 2:

“When you hire Clean Slate Credit Solutions, we will assess your credit reports and compile a plan based solely for your needs. That is what makes us stand out amongst credit repair companies. With our attention to detail method, we ensure that we examine every element on your credit report while managing your account and we to customize our services to your specific needs. We by no means use computerized software and we constantly make sure to be in touch and follow up with you throughout each step of the credit repair process.”

What to know:

Clean Slate Credit Solutions agrees to creating a customized credit repair plan that will fit your situation and help you improve as much as possible.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

Our Score
User Score
Rank this Company
Ratings Breakdown


$99 Startup + Per Item Fee

Time in Business

How Long You've Been Around.
4 Years



Money Back Guarantee?

Credit Reports

Equifax, Experian, TransUnion

Score Updates

Equifax, Experian, TransUnion

Licensed Attorneys

Are There Attorneys on Staff?

Case Setup

consultation, evaluation etc.

Site Security

Active Website SSL?

Number of Reviews

User reviews here on BCRC

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Review Last Updated: June 11, 2014

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