CRE Credit Services is a credit services organization offering credit repair services, credit restoration services, credit building services, and credit education services. They operate in full compliance with Federal CROA and Texas State CSO regulations. CRE Credit Services is owned and operated by professionals with extensive experience in personal finance, banking, credit, credit reporting, collections, finance, mortgage, and experts that have over 50 years of experienced combined.
CRE Credit Services never asks for an upfront pay, you only pay on results, you will not be asked to disclose your credit card information anywhere during the application process. The company offers a toll free contact number and they clearly declare its compliance to the different governing state and federal laws to ensure customers know their rights like CROA, FTC and an accredited member of National Association of Credit Services Organizations (NACSO). Some key highlights of CRE Credit Services include:
- Fast results
- 100% money-back guarantee
- Free in-depth analysis
They have a unique Seven Step stage system to repair your credit. This program is designed for 6 months, but many clients see results in as little as 30-45 days. You are charged for those seven installments of $199 and nothing after that. Other companies may promise lower rates, but they give you no indication of when you will stop being charged. CRE Credit Services is upfront and honest about their pricing.
CRE Credit Services offer:
- 7 stage credit repair process
- On-staff licensed attorneys
CRE Credit Services are a relatively new company and their hours of business are limited compared to others. Another issue we uncovered is in regards to their two BBB ratings. CRE Credit Services currently has an A+ BBB rating and an F BBB rating. However, we have overall concerns with the BBB and discovered that all credit repair companies in Dallas receive an arbitrary F rating. CRE Credit Services are in the process of transferring their information to a new BBB profile in a different area to get rid of its automatic F listing.
The Bottom Line
We recommend using CRE Credit Services. They have the have the highest reported deletion ratios in the country. On average you will see 50+% of deletions done in 30-45 days and 75+% within 6 months. They are staffed with licensed attorneys and have a money-back guarantee. Their unique 7 Step Stage system produces results. Customer reviews highlight their ability to see credit scores improve. We are confident you will be satisfied with their services.
CRE Credit Services offers a Seven Step System to ensure a full and thorough evaluation of your credit. This proprietary audit method system was created by their co-founder and COO James Charlet. He is formed member of Experian’s legal and compliance department. He has experience dealing with creditors, collection companies, etc. and how their policies of how they deal with credit repair companies.
Their 7 stage system looks for errors and initiates audits from collection agencies, creditors, public records and other reporting agencies. CRE Credit Services are aware of the laws and regulations set and will use them to protect you. They contact creditor directly and demand a response within the time mandated by federal law. Many consumers are unaware of errors that can be damaging to their credit profile. This system makes sure nothing falls through the cracks.
CRE Credit Services is dedicated to providing consumers with credit education including credit scores, budgeting and financial principles to help make them successful as they move forward in life.
Credit card details
“CRE Credit Services, LLC will never ask for Credit Card details and request that you do not enter it on any of the forms on CRE Credit Services, LLC.”
What to know:
You will not have to give credit card details to CRE Credit Services, and if asked, you are not obligated to provide them.
“The contents of CRE Credit Services, LLC website do not constitute advice and should not be relied upon in making or refraining from making, any decision.”
What to know:
The advice given to you on the website is not reliable in every situation.
“6.1 All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to CRE Credit Services, LLC or otherwise used by CRE Credit Services, LLC as permitted by law.
6.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.”
What to know:
You cannot take information that is copyrighted by CRE Credit Services.
“You agree to indemnify and hold CRE Credit Services, LLC and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against CRE Credit Services, LLC arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.”
What to know:
You will not be able to sue for liabilities based on the terms and conditions outlined for you in your contract.
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