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CRE Credit Services

$199/month, Money-Back Guarantee

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CRE Credit Services is a credit services organization offering credit repair services, credit restoration services, credit building services, and credit education services. They operate in full compliance with Federal CROA and Texas State CSO regulations. CRE Credit Services is owned and operated by professionals with extensive experience in personal finance, banking, credit, credit reporting, collections, finance, mortgage, and experts that have been doing credit repair for nearly a decade.

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The Good

CRE Credit Services never asks for an upfront pay, you only pay on results, you will not be asked to disclose your credit card information anywhere during the application process. The company offers a toll free contact number and they clearly declare its compliance to the different governing state and federal laws to ensure customers know their rights like CROA, FTC and an accredited member of National Association of Credit Services Organizations (NACSO). Also, the company also offers free credit analysis and consultation with no obligation to enroll. CRE Credit Services offers a lifetime guarantee for any items removed from a client’s credit record and 100 percent money back guarantee for unsatisfied clients. They provide discounts to certain groups of people.


CRE Credit Services

BCRC Rank Monthly Price Licensed Attorneys Our Score
$199 Yes
$59 - $99 Yes
$89 Yes
$59 Yes

The Bad

CRE Credit Services is not yet BBB accredited and their hours of business are too few for its target clients to be available in large numbers.

The Bottom Line

This is definitely a great company to hire whenever you want to set restore your credit. They have the have the highest reported deletion ratios in the country. On average you will see 50+% of deletions done in 30-45 days and 75+% within 6 months.

Step #1: Sign Up

The first thing you will have to do is sign up and provide the personal information needed to get started on your credit case. There is a minimum standard of information needed before the experts at CRE Credit Services can get started.

Step #2: Consultation

You will then schedule a free consultation with one of the credit experts. The credit expert will got through your credit reports with you line by line and determine what items are eligible to be removed from your credit reports.

Step #3: Dispute

The credit experts will then begin to dispute the eligible items on your credit report and have the inaccuracies removed.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Credit card details

“CRE Credit Services, LLC will never ask for Credit Card details and request that you do not enter it on any of the forms on CRE Credit Services, LLC.”

What to know:

You will not have to give credit card details to CRE Credit Services, and if asked, you are not obligated to provide them.


“The contents of CRE Credit Services, LLC website do not constitute advice and should not be relied upon in making or refraining from making, any decision.”

What to know:

The advice given to you on the website is not reliable in every situation.


“6.1 All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to CRE Credit Services, LLC or otherwise used by CRE Credit Services, LLC as permitted by law.
6.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.”

What to know:

YOu cannot take information that is copyrighted by CRE Credit Services.

Disclaimers and Limitation of Liability

“7.1 The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
7.2 To the extent permitted by law, CRE Credit Services, LLC will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
7.3 CRE Credit Services, LLC makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
7.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of CRE Credit Services, LLC for death or personal injury as a result of the negligence of CRE Credit Services, LLC or that of its employees or agents.”

What to know:

There is no warranty on this service.


“You agree to indemnify and hold CRE Credit Services, LLC and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against CRE Credit Services, LLC arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.”

What to know:

You will not be able to sue for liabilities based on the terms and conditions outlined for you in your contract.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

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per month

Time in Business

How Long You've Been Around.
4 Years



Money Back Guarantee?

Credit Reports

Equifax, Experian, TransUnion

Score Updates

Equifax, Experian, TransUnion

Licensed Attorneys

Are There Attorneys on Staff?

Case Setup

consultation, evaluation etc.

Site Security

Active Website SSL?

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Review Last Updated: September 24, 2014

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