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CRE Credit Services

$199/month, Money-Back Guarantee

Our Score
8.2
User Score
10.0

Call: 1-(888) 237-3180

CRE Credit Services is a credit services organization offering credit repair services, credit restoration services, credit building services, and credit education services. They operate in full compliance with Federal CROA and Texas State CSO regulations. CRE Credit Services is owned and operated by professionals with extensive experience in personal finance, banking, credit, credit reporting, collections, finance, mortgage, and experts that have been doing credit repair for nearly a decade.

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The Good

CRE Credit Services never asks for an upfront pay, you only pay on results, you will not be asked to disclose your credit card information anywhere during the application process. The company offers a toll free contact number and they clearly declare its compliance to the different governing state and federal laws to ensure customers know their rights like CROA, FTC and an accredited member of National Association of Credit Services Organizations (NACSO). Also, the company also offers free credit analysis and consultation with no obligation to enroll. CRE Credit Services offers a lifetime guarantee for any items removed from a client’s credit record and 100 percent money back guarantee for unsatisfied clients. They provide discounts to certain groups of people.

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CRE Credit Services

BCRC Rank Monthly Price Licensed Attorneys Our Score
#40
CRE_credit_services-130x130
$199 Yes
8.2
#1
$59 - $99 Yes
9.6
#2
$89 Yes
9.4
#3
$59 Yes
7.8

The Bad

CRE Credit Services is not yet BBB accredited and their hours of business are too few for its target clients to be available in large numbers.

The Bottom Line

This is definitely a great company to hire whenever you want to set restore your credit. They have the have the highest reported deletion ratios in the country. On average you will see 50+% of deletions done in 30-45 days and 75+% within 6 months.

Step #1: Sign Up

The first thing you will have to do is sign up and provide the personal information needed to get started on your credit case. There is a minimum standard of information needed before the experts at CRE Credit Services can get started.

Step #2: Consultation

You will then schedule a free consultation with one of the credit experts. The credit expert will got through your credit reports with you line by line and determine what items are eligible to be removed from your credit reports.

Step #3: Dispute

The credit experts will then begin to dispute the eligible items on your credit report and have the inaccuracies removed.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Credit card details

“CRE Credit Services, LLC will never ask for Credit Card details and request that you do not enter it on any of the forms on CRE Credit Services, LLC.”

What to know:

You will not have to give credit card details to CRE Credit Services, and if asked, you are not obligated to provide them.

Advice

“The contents of CRE Credit Services, LLC website do not constitute advice and should not be relied upon in making or refraining from making, any decision.”

What to know:

The advice given to you on the website is not reliable in every situation.

Copyright

“6.1 All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to CRE Credit Services, LLC or otherwise used by CRE Credit Services, LLC as permitted by law.
6.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.”

What to know:

YOu cannot take information that is copyrighted by CRE Credit Services.

Disclaimers and Limitation of Liability

“7.1 The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
7.2 To the extent permitted by law, CRE Credit Services, LLC will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
7.3 CRE Credit Services, LLC makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
7.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of CRE Credit Services, LLC for death or personal injury as a result of the negligence of CRE Credit Services, LLC or that of its employees or agents.”

What to know:

There is no warranty on this service.

Indemnity

“You agree to indemnify and hold CRE Credit Services, LLC and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against CRE Credit Services, LLC arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.”

What to know:

You will not be able to sue for liabilities based on the terms and conditions outlined for you in your contract.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

18 CRE Credit Services Reviews

Select Your Rating:

18
0=WORST 10=BEST

* For verification purposes, please provide the email address you used when signing up with this credit repair company.

  1. User Score
    10
    Helen Peters
    April 25th, 2014 at 6:12 am

    CRE got me qualified for a home loan in 4 months after I had been turned down by multiple lenders. I am forever grateful. Thanks CRE!

  2. User Score
    10
    Sierra
    January 23rd, 2014 at 11:17 pm

    Thank you for all of your help. You helped get me and my son a house when no one else would or could. I am forever grateful to your company and will send everyone I can your way!

  3. User Score
    10
    BB
    December 30th, 2013 at 7:00 am

    I got some really great results and I referred 2 family members that did as well. They fixed my credit much quicker than I expected. I got some $ waived for referring people too which was awesome and they were happy.

  4. User Score
    10
    Mrs. C
    December 16th, 2013 at 7:37 pm

    This was the third company I tried on this list and let me tell you they are legit. These other companies dragged their program and didn’t get me any results. CRE got 25 items deleted in 3 months. That is what I am talking about! This is the company you need to go with right here. Thanks CRE!!!!!!!

  5. User Score
    10
    RH
    December 12th, 2013 at 7:50 am

    These guys are awesome. Heard about them from a buddy in the mortgage business. He told me they get all of his clients qualified and so far I have gotten great results in the first couple months!

  6. User Score
    10
    Skylar
    November 16th, 2013 at 8:06 am

    I got 31 out of 34 items deleted in 3 months so far i would say I am pretty happy with these guys.

  7. User Score
    10
    Lisa
    November 5th, 2013 at 6:50 am

    This company is amazing. I am telling you they are so great if you are hesitant at all you shouldnt be. I certainly was at first, but I have seen the results they promise. They really are the best. Thanks guys!!!

  8. User Score
    10
    Geena Montague
    October 23rd, 2013 at 10:58 pm

    I went from a mid score of 578 to a mid score of 674 in 3 months and got qualified for a house. Saying I am happy with the results of this company would be an understatement!

  9. User Score
    10
    Bobby B.
    October 9th, 2013 at 4:30 pm

    I got referred to this company after being turned down for a mortgage. They got me qualified and at a good interest rate. This company is legit.

  10. User Score
    10
    Suzy
    October 7th, 2013 at 7:49 pm

    This company is no doubt the best. I tried 3 different companies over 2 years and these guys actually got results. After all that time in 4 months they got 90% of my negative items deleted and got me qualified for a home. They are great!

  11. User Score
    10
    Aaron
    October 5th, 2013 at 10:58 pm

    These guys are great. Got a new car and going to get a house soon as well. Thanks guys!

  12. User Score
    10
    JL
    June 4th, 2013 at 2:46 am

    Credit scores went up an average of like 80 points on each bureau in just a few months. Im happy.

  13. User Score
    10
    Janice
    May 23rd, 2013 at 6:48 am

    My husband and I got a new house thanks to CRE and we got a 3.75% interest rate. We are very happy!

  14. User Score
    10
    Jordan and Jerry Hallowell
    May 21st, 2013 at 6:53 am

    I really can’t thank CRE enough for all of their help. My husband got laid off several years ago and it was so unexpected, but the economy got very bad and despite working for a large company he was not immune. In addition, I went through medical problems around the same time and that caused a lot more problems. Finally, my husband found a great job and I got past my medical problems, but it took us a while to recover from the debt and our credit was terrible. Everything had changed so quickly and so unexpectedly that we felt lost. We had lost our house and we were renting for a few years. I knew I couldn’t get a house, but I was determined to one day get a home again for our family. I decided to call and talk to a financial planner and he had me sit down with a mortgage friend of his and they advised me to call CRE Credit Services and start working on our credit. They both had told me we had a ways to go, but we needed to call them and learn about our credit and see what they could do to help us as well. I have to say it was the best decision of our lives. After the consultation with them I felt like a weight had been lifted off of my shoulders. My husband and I felt happier again and we felt hope so we did everything they told us and now as of March of 2013 we got rid of our debt, both of our credit scores are around 700, and we closed on a house! It was a dream come true and if you have experienced anything similar I recommend you start with one of their consultations as we did. They were recommended to me and it may sound silly, but they changed our lives.

    Jordan Hallowell

  15. User Score
    10
    Jamie A
    May 15th, 2013 at 9:01 pm

    CRE is the best do your research there is no one better! Thanks CRE!

  16. User Score
    10
    Matt
    May 13th, 2013 at 5:19 pm

    These guys are awesome. My credit was really bad due to a medical situation in outlr family compounded by a job loss. When I signed up with CRE I started out with a 544 on Experian, a 562 on transunion, and a 493 on equifax. In 5 months my scores have gone up to a 678 on Experian, a 707 on transunion, and a 698 on equifax. They are Awesome!!!

  17. User Score
    10
    Carly
    May 10th, 2013 at 6:45 pm

    I have tried several credit repair companies in the past and a couple that were ranked high on this list and they got no results for me. I was very cautious about moving forward with another company again as I felt I had wasted so much money in the past. I heard about the experience of this company from my cousin who is a loan officer who sends his clients to them. I reluctantly gave them a shot and they did everything they said they would. I am very happy I took the chance on another company. I got a new car last month and we moved into our new house in March of this year! I highly recommend CRE.

  18. User Score
    10
    Jason Stotts
    March 30th, 2013 at 8:26 pm

    This company is great! I tried other credit repair companies and didn’t have a lot of success. I did a lot of research and found that these guys were the best. They had the experience and a money back guarantee so I tried them. I am glad I didn’t give up on trying, I was trying to get a house for my wife and kids for years and they helped my significantly raise my scores and get into a home in 3 months. I am eternally grateful for CRE and so is my wife and 2 daughters!

Our Score
8.2
User Score
10.0
Rank this Company
Ratings Breakdown

Price

per month
$199

Time in Business

How Long You've Been Around.
4 Years

A

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Score Updates

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Site Security

Active Website SSL?
Yes

Number of Reviews

User reviews here on BCRC
18

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Review Last Updated: September 24, 2014

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