HeartLand Credit Restoration
HeartLand Credit Restoration is a close knit family owned business. They pride themselves on providing personal one on one service to each client. They seem to have a good reputation, and are active members of The National Association of Credit Services Organizations. It was difficult to find any bad reviews on this company. The better business bureau did list that they had 7 complaints closed and 1 of those in the last 12 months. 6 of those 7 complaints ended with the customer satisfied with their handling of the situation. 90% of their business is referral based from banks, realtors, etc. and they have many repeat customers. They also do not take every person that walks in. They will take a look at your credit report and see if there is anything they can do to get your credit rating up.
We learned from speaking with owner Andrew, Heartland Credit Restoration does not charge new customers for at least 30 days. They are committed to making changes to their clients credit reports, before seeking payment.
HeartLand Credit Restoration has not been in business very long especially compared to some of their competitors. In addition, their website did not match up to their competitors websites. We had trouble finding useful information needed from their site and had to spend a good chunk of time looking around the site for answers. A simple call to their friendly customer service staff answered everything we needed to know.