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National Credit Federation

Guarantees and Warranties Included

Our Score
4.2
User Score
10.0

natl_federation1 federation

The Good

National Credit Federation offers a “Consumer Protection Warranty.” This ensures that if no derogatory items are removed from your report in the first three months of using their services, National Credit Federation will terminate your membership and return all membership fees that you have paid, upon request. The company also guarantees that if your credit score has not increased after 6 months of membership, they will refund one hundred percent of your membership fees.

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National Credit Federation

BCRC Rank Monthly Price Licensed Attorneys Our Score
#18
national_credit_federation-130x130
$Unknown No
4.2
#1
$59 - $99 Yes
9.6
#2
$89.95 Yes
9.4
#3
$199 Yes
8.2

The company also an educational resource, Credit University, on their site. It’s great to see companies working to educate their clients. National Credit Federation offers a free E-book “How to Restore Your Credit Legally…” to help customers restore their credit.

The Bad

National Credit Federation has no rating by the BBB. While some credit repair companies offer case-by-case fess, their lack of pricing information on their website concerns us.

The Bottom Line

With every company, we recommend doing your own research to make sure it is the right fit. National Credit Federation provides consumers with helpful resources to restore credit and offers a money-back guarantee. While they have some good qualities, we believe there are companies better suited for your credit repair needs. 

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

4 National Credit Federation Reviews

Select Your Rating:

4
0=WORST 10=BEST

* For verification purposes, please provide the email address you used when signing up with this credit repair company.

  1. User Score
    10
    Ryan Larson
    January 28th, 2015 at 9:56 pm

    Thank you NCF for being the best in the business at fixing credit. I have been sending every client that does not credit qualify over for the last 3 years. This nets me at least one closing a month that I would not have had. I like the extra money it makes me annually but more importantly they help solidify my Realtor relationships. They always know exactly where my client is in the credit repair process and when to get them back over to me. They keep the referral source saved with the file. It goes a long way when I tell a Realtor that a client they have completely forgotten about is ready to buy a house because NCF made their 520 middle score go to a 660.

  2. User Score
    10
    Tina Nero Joseph
    January 28th, 2015 at 9:53 pm

    I want to say thank you for all of the personal attention you have provided for Damon and I. In just the short amount of time, our credit scores have increased over 100 points!!! You have been available to answer our questions and concerns from the beginning. National Credit Federation has exceeded our expectations, and we are hopeful that the results will continue to increase!! Thanks Monique & NCF for everything!!!

  3. User Score
    10
    julia
    January 15th, 2015 at 4:36 am

    Awesome

  4. User Score
    10
    Lisa Chambers
    July 17th, 2013 at 7:29 pm

    I was extremely skeptical of NCF or any other credit repair agency. I was encouraged to try them by my mortgage broker because we had short sales that had been reported as foreclosures in our credit report, and we could not qualify for a loan. NCF did do what they said they were going to, and much to my surprise, they were able to get the “foreclosure started” notations removed from all three credit reports. It took several months, but they came through in the end. I would definitely recommend NCF to someone who has a similar problem. I am very happy to have my credit reports fixed.

Our Score
4.2
User Score
10.0
Rank this Company
Ratings Breakdown

Price

$Unknown

Time in Business

Total # of years
7 Years

NR

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
0/3

Score Updates

Equifax, Experian, TransUnion
0/3

Licensed Attorneys

Are There Attorneys on Staff?
No

Case Setup

consultation, evaluation etc.
No

Site Security

Active Website SSL?
Yes

Number of Reviews

User reviews here on BCRC
4

This Review is maintained by

Review Last Updated: January 30, 2015

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