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The Credit Pros

No Contract, Cancel Anytime

Our Score
User Score

Call: 1-(888)-652-1694

The Credit Pros has been in business for six years and has a team that serves clients over the United States. They provide one-on-one consultation with a certified credit consultant, unlimited disputes, goodwill letters to creditors, debt validation letters to creditors, and more at no extra cost.

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The Good

The Credit Pros delivers one-on-one consultations with Certified Credit Consultants for each client. They provide cease and desist letters to collection agencies, and they even give you 24/7 access to your personal case manager. Any negative, inaccurate, or erroneous credit is removed from your credit score in a timely manner.


The Credit Pros

BCRC Rank Monthly Price Licensed Attorneys Our Score
$99/month Yes
$59 - $99 Yes
$89.95 Yes
$59 Yes

The Credit Pros offer you two different price points for their services depending on what actions you would like taken. They have a pay-per-deletion option for $50 per deletion results. Their other plan is an unlimited monthly program where you pay a flat fee of $99 each month to remove items. Each program has a set up fee of $149.

The Bad

There is a start-up fee that you have to pay before services can begin. Once that is paid, you have to start paying the monthly fee or per deletion.

The Bottom Line

If you are interested in getting all the negative information about you removed from your credit report in a timely manner, we recommend The Credit Pros for your credit needs. Here are some things we liked about The Credit Pros:

  • 100% money-back guarantee
  • Choose a plan that fits your needs
  • Licensed attorneys on staff

Customers are confident in their services and have seen their credit improve working with The Credit Pros. We are confident your credit repair needs will be met by The Credit Pros.

The Credit Pros work to remove any and all inaccurate items from your credit report. They do not have the ability to remove items that are verifiable, but for those that are mistakes or outdated, the Credit Pros should be able to take care of you.

Step #1: Contact/Sign Up

You can look them up online or call directly, and either way, a representative from the Credit Pros will assist you in the sign-up process and provide a brief explanation of services offered.  

Step #2: Credit Report Analysis

After sending in your credit reports, The Credit Pros will analyze what it is that can be done on your behalf as it pertains to credit. Not all negative items can be deleted, only those that are inaccurate or outdated.

Step #3: Dispute Process

An expert from The Credit Pros will begin disputing those inaccurate items and challenging the credit bureaus. The credit bureaus will then conduct an investigation and send back the results within 30 days.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Payment Option:

“Monthly Unlimited: $149 for your first payment, and $99 monthly for work completed the previous month.

PayForDeletion Plan: $149 for your first payment, and $50 per confirmed deletion per bureau”

What to know:

There are two different payment options offered by The Credit Pros. You are going to have to pay a little bit extra the first month because of the services provided in that first month (profile set up, consultation, etc.). If you know you have lots of items deleted, you are going to want to go with the monthly plan, even though you have to pay a little bit extra upfront. If you must have a couple of things you want removed, pay for the deletion so that you don’t have to pay as large of an initial fee.


“We understand that you have placed your trust in us and we take that responsibility seriously.This is why we want you to feel safe when working with us.  The Credit Pros is committed to quality, achieving results, and providing “5 star level” client support.

We promise:

  •  That you can cancel your service at any time
  •  That no one will over-promise or guarantee a specific outcome
  •  That your private information will be protected and secure
  •  That you will be treated professionally and courteously
  •  That all of your requests will be responded to in a timely manner

Lifetime Guarantee:

We stand by our work completely – today and in the future.  If any item that CP successfully deleted from your credit report are reinserted, The Credit Pros will reinvestigate said items without any additional charge FOR LIFE!!!

100% Money-Back Guarantee:

When we work on your file, we expect results – and so should you!   If The Credit Pros fails to force the removal of any erroneous credit within the first 90 days you are entitled to a full and complete refund of every dollar spent.”

What to know:

There is a guarantee for the services provided by The Credit Pros. First, you are able to cancel without a penalty whenever you want and you will never be promised services that cannot be performed. Your information is kept safe and The Credit Pros staff promises to communicate effectively. As for money, you will receive a full refund if The Credit Pros fail to remove inaccurate items outlined in the contract.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

24 The Credit Pros Reviews

Select Your Rating:


* For verification purposes, please provide the email address you used when signing up with this credit repair company.

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  1. User Score
    James Hendrix
    March 18th, 2015 at 11:46 pm
    0 people found this review helpful!

    They are very good at keeping me informed and about what they are working on. They are very friendly people that you get you get to talk to.

  2. User Score
    Reginald Bravo
    March 16th, 2015 at 6:13 pm
    0 people found this review helpful!

    Credit Pros has been a useful tool for me in getting back on the right track. I thank you for all that you’ve done.

  3. User Score
    Terry Johnson
    February 26th, 2015 at 2:28 am
    1 people found this review helpful!

    Matthew Det talked to me… We lost connection and he called and left me a voice mail….he assumed I hung up and informed me that he found that quite “boring”….. Very assumptive for a so called professional…. He also was 90 minutes late for a scheduled call back appointment….

  4. User Score
    February 10th, 2015 at 9:13 pm
    1 people found this review helpful!

    Never saw a difference in my score. Feel like I was paying $100/month for nothing.

  5. User Score
    February 2nd, 2015 at 5:52 pm
    3 people found this review helpful!

    My experience with Credit Pros has been Awesome! I was referred to Mr. Kaplan and Credit Pros by my Pastor. He stated how awesome and efficient this company was in assisting him with his credit and how quickly his scores were improved. Currently I have been with the company since December 2014, and I have had 21 deletions and it’s only the 2nd of February 2015! I have very pleased with the services I am receiving and the quality of communications I receive from Credit Pros. They truly represent the standards of Quality and Excellence.

  6. User Score
    Richard. Anderson
    January 31st, 2015 at 7:06 pm
    0 people found this review helpful!

    Bad repair

  7. User Score
    January 23rd, 2015 at 10:45 pm
    0 people found this review helpful!

    It’s great

  8. User Score
    jeffery k jamed
    December 27th, 2014 at 2:18 am
    0 people found this review helpful!

    Good job keep up the good work love it Thank you Pros .

  9. User Score
    Ahmed Ali
    December 5th, 2014 at 9:20 am
    1 people found this review helpful!

    Great customer service. They know what they are doing . I felt comfortable talking to 2 people and they Adress my issue to me clearly. And I love how they put that log in report for u so u can know every thing about u history on u owen site that u can review at any times. Good work credit pros

  10. User Score
    John Minue
    November 12th, 2014 at 1:21 am
    1 people found this review helpful!

    I’m so glad that I chose the credit pros to help me out! My credit got so much better in such a short time. I would and I do recommend them to all. Give them the opportunity to help and you’ll see amazing results. Thanks so much to everyone that was involved helping me out. Great job!,

  11. User Score
    October 30th, 2014 at 7:50 pm
    1 people found this review helpful!

    I followed their advice, and was patient with the process and saw great results. I didn’t ruin my credit overnight so i didn’t expect a 30 day turn around. I was handled with care by knowledgeable consultants and i am extremely pleased with the credit pros repair service. i have referred everyone i know who is interested!! Cant wait to close on my dream home!! The credit pros made it possible!!!

    Thanks guys!!!

  12. User Score
    October 16th, 2014 at 2:19 am
    1 people found this review helpful!

    This guys are the best!! Results within the time they tell you!!! I recommend this company to anyone with bad credit willing to repair their credit! It’s a very simple process and they take care of everything so your job to do is minimum their monthly charge is so worth it!! I wish I would of done this long time ago

  13. User Score
    carolyn burns
    October 11th, 2014 at 4:09 pm
    0 people found this review helpful!

    Credit pros is at the moment with me is wonderful..,

  14. User Score
    Stanley Meadors
    August 11th, 2014 at 2:49 am
    0 people found this review helpful!

    The company missed 4 appointments total over 6 months to review my file.
    Supervisors would not even call me back. Each time I had to wait at least 20 minutes just to talk to someone, as to
    what happen. I am totally disappointed with company. I finally had to stop service for lack of service.
    I would not recommend anyone else to this company.

  15. User Score
    July 29th, 2014 at 3:55 pm
    0 people found this review helpful!

    Excellent service. Results in lest than 45 days!

  16. User Score
    July 25th, 2014 at 7:58 pm
    0 people found this review helpful!

    Within a few weeks, the credit pros fully dedicated their time in attacking credit bureaus who had some files on my name which where affecting my credit score. Weeks later those items or files were DELETED! Thank you credit pros for restoring my life!

  17. User Score
    Linus Anderson
    July 23rd, 2014 at 5:47 pm
    0 people found this review helpful!

    Repairing credit while in bankruptcy

  18. User Score
    July 11th, 2014 at 3:15 pm
    0 people found this review helpful!

    Credit pros results are amazing. The constant feedback between them and the clients are such a fast turnaround. Removing items and watching my credit score increase is priceless! I am so glad I went with Credit pros vs any other credit repair company

  19. User Score
    May 23rd, 2014 at 12:07 am
    0 people found this review helpful!

    I wasn’t sure that I would ever repair my credit and like most people, I was just “rolling with the punches”. But, working with The Credit Pros gave me a fighting chance and now I’m being more proactive about my credit and not reactive. They teach you about how credit works and how to keep it working in your favor and I honestly don’t know where I’d be without their experienced staff and guidance. Thanks!

  20. User Score
    Madelyn Mendez
    April 6th, 2014 at 1:39 am
    0 people found this review helpful!

    Best customer service I have ever had. I have recommended several friends and family and will keep recommending . Very professional and I have never worked with a company that I never have to call because my updates are emailed to me. And above all everytime I call with questions I always get a live specialist. Thank you credit pros you guys are awesome!!!

  21. User Score
    George T
    September 18th, 2013 at 3:13 pm
    0 people found this review helpful!

    My questions were answered and I found out even more regarding my credit and how to improve it. You all have some of the best customer service that I have encountered in years. They are always professional and friendly and they help make this ugly issue of credit and credit scores a much smoother process than I could have every imagined. Thanks to all of you for helping me clean up my credit and prepare for my upcoming retirement in December.

  22. User Score
    Jessica Needham
    September 6th, 2013 at 4:38 pm
    1 people found this review helpful!

    I would highly recommend using credit pros services. They have been restoring my credit for the last year and my credit score has increased significantly. They are always updating you with the newest information and changes. For anyone looking to improve their credit I suggest you give them a call today. It’s never too late, no matter how bad you think it is. To date, I’ve had 6 deletions!

  23. User Score
    Leslie G
    August 30th, 2013 at 7:54 pm
    0 people found this review helpful!

    Very pleased customer. I recommend Credit Pros credit repair.

    I am very please with the work Credit Pros has done with my credit report.
    They are still clearing off about 4 items but my score has increased significantly enabling me to be approved for a mortgage and two credit cards with higher limits. Eventhough, I had a perfect paying history with my car and credit cards, the credit card provider refused to increase my limit to a reasonable amount. Therefore everytime I used it and paid, it hurt my credit report. I have been blocked from a better quality of life for 25yrs after I married. It was a AAA rating as a teenager in college. I have learned from my past choices. Better days are ahead. Thank you Credit Pros team.

  24. User Score
    Phillis Robinson
    August 30th, 2013 at 7:52 pm
    1 people found this review helpful!

    I couldn’t be more pleased with the service! Although, I was skeptical about credit repair services, I knew I had to do something. But, from the initial phone call, I was treated professionally and most of all provided step-by-step details of the process then and throughout the whole experience. I was continually updated, educated, and emailed by the staff and the company’s Executive Owner, Mr. Kaplan about changes or next level processes. My credit score today is higher and provides a better reflection to creditors ability to extend me credit on future purchases. Many, many thanks!

Our Score
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Ratings Breakdown


$149 set-up fee

Time in Business

Total # of years
6 years



Money Back Guarantee?

Credit Reports

Equifax, Experian, TransUnion

Score Updates

Equifax, Experian, TransUnion

Licensed Attorneys

Are There Attorneys on Staff?

Case Setup

consultation, evaluation etc.

Site Security

Active Website SSL?

Number of Reviews

User reviews here on BCRC

This Review is maintained by

Review Last Updated: January 14, 2015

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