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The Credit Pros

No Contract, Cancel Anytime

Our Score
7.0
User Score
9.4

The Credit Pros has been in business for five years and has a team of 17 that serves clients over the United States. They provide one on one consultation with a certified credit consultant, unlimited disputes, goodwill letters to creditors, debt validation letters to creditors, and more at no extra cost.

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The Good

The Credit Pros offers excellent customer service, delivering one-on-one consultations with Certified Credit Consultants. They provide cease and desist letters to collection agencies, and they even give you 24/7 access to your personal case manager. Any negative, inaccurate, or erroneous credit is removed from your credit score in a timely manner. The Credit Pros offer you two different price points for their services depending on what actions you would like taken. These prices also depend on whether you would like a one-time service from them, or if you would like to use them on a monthly basis.

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The Credit Pros

BCRC Rank Monthly Price Licensed Attorneys Our Score
#16
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$99/month Yes
7.0
#1
$59 - $99 Yes
9.6
#2
$89 Yes
9.4
#3
$59 Yes
9.3

The Bad

There is a start-up fee that you have to pay before services can begin. Once that is paid, you have to start paying the monthly fee. As of right now, the Credit Pros does not do the case set-up for their clients either.

The Bottom Line

If you are interested in getting all the negative information about you removed from your credit report in a timely manner, then you can rest assured that The Credit Pros International is a great company to consult with. Plus, they provide excellent customer service and reasonable prices, which means that you will get your credit history cleared up in a timely manner, any problems will be quickly resolved, and you won’t have to pay outrageous prices for their service.

The Credit Pros work to remove any and all inaccurate items from your credit report. They do not have the ability to remove items that are verifiable, but for those that are mistakes or outdated, the Credit Pros should be able to take care of you.

Step #1: Contact/Sign Up

You can look them up online or call directly, and either way, a representative from the Credit Pros will assist you in the sign-up process and provide a brief explanation of services offered.  

Step #2: Credit Report Analysis

After sending in your credit reports, The Credit Pros will analyze what it is that can be done on your behalf as it pertains to credit. Not all negative items can be deleted, only those that are inaccurate or outdated.

Step #3: Dispute Process

An expert from The Credit Pros will begin disputing those inaccurate items and challenging the credit bureaus. The credit bureaus will then conduct an investigation and send back the results within 30 days.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Payment Option:

“Monthly Unlimited: $199 for your first payment, and $99 monthly for work completed the previous month.

PayForDeletion Plan: $119 for your first payment, and $50 per confirmed deletion per bureau”

What to know:

There are two different payment options offered by The Credit Pros. You are going to have to pay a little bit extra the first month because of the services provided in that first month (profile set up, consultation, etc.). If you know you have lots of items deleted, you are going to want to go with the monthly plan, even though you have to pay a little bit extra upfront. If you must have a couple of things you want removed, pay for the deletion so that you don’t have to pay as large of an initial fee.

Guarantee:

“We understand that you have placed your trust in us and we take that responsibility seriously.This is why we want you to feel safe when working with us.  The Credit Pros is committed to quality, achieving results, and providing “5 star level” client support.

We promise:

  •  That you can cancel your service at any time
  •  That no one will over-promise or guarantee a specific outcome
  •  That your private information will be protected and secure
  •  That you will be treated professionally and courteously
  •  That all of your requests will be responded to in a timely manner

Lifetime Guarantee:

We stand by our work completely – today and in the future.  If any item that CP successfully deleted from your credit report are reinserted, The Credit Pros will reinvestigate said items without any additional charge FOR LIFE!!!

100% Money-Back Guarantee:

When we work on your file, we expect results – and so should you!   If The Credit Pros fails to force the removal of any erroneous credit within the first 90 days you are entitled to a full and complete refund of every dollar spent.”

What to know:

There is a guarantee for the services provided by The Credit Pros. First, you are able to cancel without a penalty whenever you want and you will never be promised services that cannot be performed. Your information is kept safe and The Credit Pros staff promises to communicate effectively. As for money, you will receive a full refund if The Credit Pros fail to remove inaccurate items outlined in the contract.

Our Score
7.0
User Score
9.4
Rank this Company
Ratings Breakdown

Price

$99/month

Time in Business

How Long You've Been Around.
6 years

A-

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
0/3

Score Updates

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
No

Site Security

Active Website SSL?
Yes

Number of Reviews

User reviews here on BCRC
11

This Review is maintained by

Review Last Updated: August 22, 2014

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