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#12
aggressive_credit_repair-130x130

Aggressive Credit Repair

Work Directly with Owner.
Read Customer Reviews

Our Score
7.2
User Score
10.0
Our Score
7.2
User Score
10.0
Rank this Company
Ratings Breakdown

Price

Monthly Payment Price
$59

Time in Business

Total # of years
12 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
No

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
41

This Review is maintained by

Review Last Updated:

Company Awards / Certifications
  • Member of National Association of Credit Services Organizations
  • Licensed by the Division of Real Estate as a Licensed Mortgage Loan Officer
  • Gephardt Approved
If you’re looking for the personal touch without losing quality, Aggressive Credit Repair is your candidate.  In an industry where quality is more important than quantity Lorin Hanks (owner) has been doing it since 2004.
aggressive_home

The Good

Aggressive Credit Repair uses a three step process which includes: analysis, dispute, and settlement.  And since Lorin is a licensed loan officer as well, it places him in a position of knowing just what to do for individual clients.Clients can cancel anytime, for any reason and at any point during the process.  All you have to do is pick up the phone and talk to Lorin.   Aggressive Credit Repair also boasts a guarantee as well stating that clients are eligible for a full refund if Aggressive Credit Repair isn’t able to prove results.  Aggressive Credit Repair displays a pretty impressive list of credentials as well:

Rank Chart Monthly Price Licensed Attorneys Our Score
#1
$79 - $99 Yes
9.4
#2
$99.95 Yes
9.0
#3
$59 Yes
8.9
#12
aggressive_credit_repair-130x130
$59 No
7.2

The Bad

The business is operated out of a personal residence.  This doesn’t affect the quality of the service, but may be a turnoff for others seeking a larger firm.

The Bottom Line

Aggressive Credit Repair is a trusted company that takes stock in their reputation.  Hiring them for their services will come down to whether you want a large company handling  your case, or more personal attention and expertise of a few.  Aggressive Credit Repair is a good choice for those of you looking for a dynamic and flexible company who focuses on customer service, and mortgage lending options that go beyond credit repair.

However, we advise comparing with the top rated companies in the industry to ensure you make the best choice for your credit repair needs.

Aggressive Credit Repair operates based on a three step process similar to that of other credit repair companies.

Step #1: Analysis

After obtaining your credit report, there will be an analysis to determine what items are eligible for removal. Only inaccurate items can be removed, so any item that is a verified negative item will remain on your credit report for the standard length of time.

Step #2: Dispute Process

After determining what items can be removed from your credit report, letters will be drafted and sent to the credit bureaus. After the credit bureaus receive these letters, they conduct an investigation and then send you the results within 30 days.

Step #3: Settlement 

Once the items are removed that do not belong on your credit report, settlement will begin to make sure the items stay permanently deleted and resolve any possible debt.

My name is Lorin Hanks, owner and operator of Aggressive Credit Repair. Perhaps the best question a future customer can ask is what makes my service different. Arguably the most unique feature of this service is that you’ll work directly with me.

Here are some other unique credentials:

– Open since 2004.

– The only credit repair company to be “Gephardt Approved”.

– 0 BBB complaints in company history.

– Over 100 positive reviews on my websites “reviews” page.

– I’m a licensed Mortgage Loan Officer.

It’s vital to only work with someone who is knowledgeable. It’s important that a credit repair program have a clear path set for your specific situation. Furthermore the steps in the program should be explained distinctively (and should include an exit strategy).

Before you pay for credit repair I encourage you to contact me and I’ll explain how my simple 3 step program can fit your individual needs.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

There is a money-back guarantee if you are not satisfied with the services, however, it is important to make sure you understand the terms before agreeing to service.

Aggressive Credit Repair Guarantee:

“Policy #1: You can cancel anytime, for any reason. Policy #2: At any point in the service you’re eligible for a full refund (if we’re unable to prove results.)”

What to know:

There is a guarantee, but it is important to recognize that there is a requirement before a full refund is returned to you. If you are unsatisfied with results, but Aggressive Credit Repair is able to prove results, then there will not be a full return on your money. Make sure you understand what can be done on your credit repair case before paying money. If you are unsatisfied with what Aggressive Credit Repair is willing to dispute, then you may want to consider taking on the process yourself.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

41 Aggressive Credit Repair Reviews

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41
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  1. User Score
    10
    August 21st, 2015
    2 people found this review helpful!
    A bit more than a year and a half ago I was working hard on improving my credit scores on my own so that I could obtain a mortgage. I wasn’t see the results I expected, so I did some research into the best companies for credit repair work who were honest and fair. All indications were that Lorin with Aggressive Credit Repair was the right choice. The investment with Lorin paid off incredibly well. My credit scores improved to the point where I was able to obtain a mortgage and get the home my family deserves. Additionally, Lorin was a great educator along the way about how both the credit systems and the mortgage companies work. Well worth every dollar I spent.
  2. User Score
    10
    June 1st, 2015
    1 people found this review helpful!
    when I started out with lorin my credit score was around 585 I cound not even get a finger hut card now my score is around 725 now I can pick and chose what card I want this was great for myself and my family thanks lorin. I appreciate every thing you’ve done your the best.
  3. User Score
    10
    May 8th, 2015
    1 people found this review helpful!
    I have been in business for 35 years and for the first 30 had a great score and even greater credit … and then trouble hit. I was convinced that I would be without good credit for the rest of my career but Lorin did what he does best and that is do everything that needed to be done to restore my excellent credit and my peace of mind. I cannot say enough about his thoroughness and his professional approach to serious problems. I would recommend him without hesitation.
    Jo Packham
    Where Women Create
  4. User Score
    10
    March 7th, 2015
    1 people found this review helpful!
    I was a little reluctant to sign up for a credit repair service because I wasn’t sure there would be anything anybody could do for me. I had a TON of negative accounts on my reports! I had also heard stories from other people about services they had signed up for, payed a lot of money each month for, only to have a bad experience and very little effort made by the company to help them. A friend of a friend referred me to Aggressive Credit Repair and I’m so glad they did! The cost of the program was almost half of other services I was researching. I knew from the first conversation with Lorin that he was going to make every effort possible to help me. I never felt like I was not in the loop with what was going on with my account. You receive a phone call at each step of the process from Lorin. You know work is being done by all the letters you receive from the Credit agencies telling you about the disputes Lorin has filed on your behalf. I had great success with Lorin and the money I saved in interest rates alone was well worth it. I would definitely recommend Aggressive Credit Repair. It’s an awesome company! Thanks Lorin for all your help!!
  5. User Score
    10
    January 30th, 2015
    0 people found this review helpful!
    First and foremost I have to say that I feel lucky to have chosen Lorin Hanks to help me fix my credit report and score. I had done plenty of research in trying find just the right person to help me and still wasn’t sure who to go with. Right from the beginning Lorin was great at explaining his process, what he would do, and what he would need from me. He never once went back on what he said he would do, what the possibilities were, what to not get my hopes up for, as well as what is past experieces have lead him to believe. Finding someone as honest and credible as Lorin Hanks has made all the difference for me.

    He also took the time to explain and teach me many things about how the various credit systems work.

    I have and will continue to recommend Lorin Hanks’ services to friends, family, and anyone to whom I meet looking for help with credit repair!!

  6. User Score
    10
    October 4th, 2014
    0 people found this review helpful!
    Lorin did a great job for us. I highly recommend his services! He delivers on what he says he will do. He was able to help me get my credit back above 700 and get the best rates available! He is very responsive and always got back to me after I sent him new reports. Thanks, Lorin
  7. User Score
    10
    September 26th, 2014
    0 people found this review helpful!
    Working with Lorin makes me want to go back to Las Vegas for a few nights. That said, Lorin increased my credit score from the mid 5’s to 680. Now I can get better loan rates and easily qualify to rent an apartment. Thank you Lorin for making life easier for me! If I ever decide to get help with my credit again, I will go to Lorin at Aggressive Credit Repair. Working directly with the owner is vital to know you are getting the best. Cheers!
  8. User Score
    10
    June 9th, 2014
    3 people found this review helpful!
    I was very skeptical at first, having used a credit repair service several years back that worked very VERY slow but, Lorin met or exceeded everything he said he would. Several things came off within the first 2 months, including 2 judgments! Very please with the services he provided. My scores went up almost as soon as I signed on.
  9. User Score
    10
    June 1st, 2014
    1 people found this review helpful!
    I started with Lorin and Aggressive Credit Repair late last summer after he had done an amazing job for my wife. The results were almost immediate and dramatic. My credit score increased by over 50 points within the first 90 days. Within nine months my score was up by well over 100 points. To say this was was life changing would be an understatement. Throughout the entire process Lorin was professional, responsive, knowledgeable and most importantly effective. In an industry teeming with fraud it’s good to know there is at least one reputable company you can turn to for credit repair. Needless to say, if you ever need credit repair I wholeheartedly recommend Lorin and Aggressive Credit Repair.
  10. User Score
    10
    May 20th, 2014
    0 people found this review helpful!
    Just a short note to thank you so much for all the work you did on my behalf. If anyone is looking for a great company to work on your credit score look no further. Did a awesome job and did so in the time frame he stated it would take. Ill be back again!
  11. User Score
    10
    April 1st, 2014
    1 people found this review helpful!
    Lorin did an amazing job! In only a few months, he helped my credit improve over 100 points! He was very prompt in our communication and I would reccomemd his services to anyone. I felt like it was getting great customer service and he really did care to help me. I thoroughly researched who to use and could not be more pleased with his service. Thank you, Lorin! -Rob
  12. User Score
    10
    March 15th, 2014
    0 people found this review helpful!
    We enrolled in the program a year ago and seen our credit scores improve drastically especially after our bankruptcy. Thank you again Lorin! Would definitely do it again and recommend Lorin to others.
  13. User Score
    10
    March 10th, 2014
    1 people found this review helpful!
    You have provided me with the most detailed and comprehensive service I have ever received. You have thoroughly cured years and years of credit messes and I now have good credit standing and have been able to borrow significant sums from national banks and other financial institutions. Thank you for your tireless dedication to my account!
  14. User Score
    10
    February 28th, 2014
    0 people found this review helpful!
    Lorin did exactly what he said he would, he worked very hard and was great at communicating what he was doing and what I needed to do. My score increased by 100 points and I was able to get a mortgage for a home I was previously denied for, I highly recommend this service!
  15. User Score
    10
    February 25th, 2014
    0 people found this review helpful!
    I am very pleased with my results. Lorin started working on my credit five months ago. My credit scores have improved by more than 100 points. I will be closing on my new home next month.
  16. User Score
    10
    February 11th, 2014
    0 people found this review helpful!
    Awesome program. Working with Lorin really made the difference. When we started the program about a year ago I had FICO scores in the low 500′s. Now two of the bureaus have scores over 700 and the other is 680. With Lorin’s help we were able to purchase a house after only 10 months on the program. I would strongly recommend to anyone looking to repair their credit that you don’t wait any longer, start today. Lorin is very professional and has your best interest at hand all the time.
  17. User Score
    10
    January 14th, 2014
    0 people found this review helpful!
    Aggressive Credit Repair worked for me. I had a score of 640 and it increase 100 points within three months. The source of my low credit score was a couple of items that were in collections (one of which, had been in collections for several years) once those were resolved (or removed) my credit score went up in fairly dramatic fashion. I appreciate the individual attention I received from Lorin and the frankness of our communications. Thanks Lorin!
  18. User Score
    10
    January 7th, 2014
    1 people found this review helpful!
    Aggressive Credit Repair in every way exceeded my expectations! Lorin was upfront and really easy to work with. On my account he achieved great results in a considerably short amount of time. In May, when I started with Aggressive, I was looking for a car loan and the banks offered me an interest rate of 8.99%. With Lorin’s help on my credit score, I was able to get a rate of 2.99% in October!

    Thank you so much Lorin!

  19. User Score
    10
    January 7th, 2014
    0 people found this review helpful!
    My husband and I really appreciate all the hard work Lorin did on both our credit scores…we would recommend if you need credit issues resolved he is the man for the job…Appreciatively The Murphy’s
  20. User Score
    10
    December 18th, 2013
    1 people found this review helpful!
    Lorin was incredible. My score shot up from the 660s all the way up to 770+. He removed all negative items on the reports. He also keeps in stellar communication with you as you go through the process.

    He’s your man.

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Our Score
7.2
User Score
10.0
Rank this Company
Ratings Breakdown

Price

Monthly Payment Price
$59

Time in Business

Total # of years
12 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
No

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
41
Our Score
9.4
User Score
7.0
Rank this Company
Ratings Breakdown

Price

Monthly w/ $99.95 First-Work Fee
$79 - $99

Time in Business

Total # of years
25 years

A-

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
1,002