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#10
clean-slate logo

Clean Slate Credit Solutions

Registered with the Department of Justice.
Read Customer Reviews

Our Score
7.9
User Score
10.0
Our Score
7.9
User Score
10.0
Rank this Company
Ratings Breakdown

Price

Fee + Per Item
$249 Audit Fee

Time in Business

Total # of years
6 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
36

This Review is maintained by

Review Last Updated:

Clean Slate Credit Solutions homepage Clean Slate Credit Solutions how it works

The Good

The owner of Clean Slate Credit Solutions is a disabled US Marine Corp veteran, and the company offers a discount to military (both active duty and retired), servicemen, police officers, fire fighters, and spouses. They currently have an A+ BBB rating. Keep an eye on Clean Slate Credit Solutions, and as they continue to do quality work they will be looked favorably upon by the BBB.

Rank Chart Monthly Price Licensed Attorneys Our Score
#1
$79 - $99 Yes
9.4
#2
$99.95 Yes
9.0
#3
$59 Yes
8.9
#10
clean-slate logo
$249 Audit Fee Yes
7.9

Many credit repair companies charge a monthly fee for their work on your credit reports. Clean Slate Credit Solutions charges fees after the negative items have been removed and only charges per item. Removing incorrect information about your address is different than information about bankruptcies and therefore, you’re charged differently.

The Bad

Clean Slate Credit Solutions initial audit fee is higher than other companies and is still a relatively new company compared to other companies in the industry.

The Bottom Line

Clean Slate Credit Solutions is still a very new company. This doesn’t immediately eliminate them from the list of quality credit repair companies, but an inexperienced company should make you a little wary. It’s a quality that should make you dig deeper. No one won gold their first time out of the gate, but perhaps a fresh company is exactly what you’re looking for.

We advise comparing with the top rated companies in the industry to ensure you make the best choice for your credit repair needs.

At Clean Slate Credit Solutions, they use what is called the “5 plates to a clean slate.” The five steps the team at Clean Slate Credit Solutions utilizes to help their clients achieve their credit goals includes a debt settlement service in addition to their credit repair services. Together, the debt settlement and credit repair process helps their clients get to where they want to be financially.

Step#1: Credit Report Evaluation

The staff at Clean Slate Credit Solutions will begin by evaluating your credit report. If you do not already have your credit reports, Clean Slate Credit Solutions will obtain them on your behalf free of charge. After they have a copy of your credit report, an expert from the Clean Slate team will go over all details outlined in your credit report. They will then determine if you need help with building your credit, debt settlement, debt consolidation, student loan consolidation, obtaining a mortgage or auto loan, or refinancing a loan.

Step #2: Audit

After receiving a copy of your credit report, you will have your report reviewed by a credit expert and then you will subsequently be enrolled in credit score monitoring. You will receive your own username and password so that you can login to your online account and watch the progress of your credit case. The person handling your case will then identify the inaccurate and negative items on your credit report and begin to draft up the dispute letters that are then sent to the credit bureaus, creditors, and collection agencies.

Step #3:

In order to see the results you want from this credit repair service, you have to start adding positive accounts to your credit report. In an effort to assist with this process, the Clean Slate team will help you apply for a secured credit card and any other lines of credit you may qualify for. They will then help you add an authorized user (AU) account to your credit report. This is essential in helping you start on the path to a positive credit history, which will drastically help improve your credit score.

Step #4: Debt Settlement

If, for some reason, some of your negative items were not able to be removed during the dispute process, the Clean Slate team will assist you in debt settlement. They do this part of the process last to ensure that you are not paying for deleted items. They will help with accounts that involve charge-offs or still have a balance. There is no guarantee that all of your debts will be settled, but it does help to have someone going to bat for you with your creditors.

Step #5: Graduate

Typically, the Clean Slate process takes six months after signing up for their service. During that time, the Clean Slate team will do what they can to remove as many inaccurate and negative items from your credit report as possible while also helping with debt settlement as it pertains to open collections and charge-offs.

Our 5th Plate to a Clean Slate is for you to graduate our program, usually in after six (6) months of signing up. We will ensure that we have did everything possible to remove as much inaccurate negatives as possible and help you with paying off your open collections and charge-offs. Most importantly, we will refer you mortgage brokers, banks, auto dealerships, real estate agents, accountants and others to help you with achieving your financial goals.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Section 1:

Clean Slate Credit Solutions tailors a unique credit repair program for each individual client. Everyone’s situation is different. Our credit repair program will be customized to your existing credit needs. Our personal approach to credit repair utilizes the widest variety of tools offered to handle your circumstances and assures that you get the results you deserve.”

What to know:

Clean Slate Credit Solutions promises a customized program where they focus on your specific needs to help improve your score as much as possible. They claim to have the tools necessary to help you achieve your goals.

Section 2:

“When you hire Clean Slate Credit Solutions, we will assess your credit reports and compile a plan based solely for your needs. That is what makes us stand out amongst credit repair companies. With our attention to detail method, we ensure that we examine every element on your credit report while managing your account and we to customize our services to your specific needs. We by no means use computerized software and we constantly make sure to be in touch and follow up with you throughout each step of the credit repair process.”

What to know:

Clean Slate Credit Solutions agrees to creating a customized credit repair plan that will fit your situation and help you improve as much as possible.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

36 Clean Slate Credit Solutions Reviews

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36
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  1. User Score
    10
    April 6th, 2013
    3 people found this review helpful!
    There are many great things about Clean Slate, but no one out there can beat them by pulling your credit history for FREE, without any hassles. Every other company I tried out there have all these hidden ways of telling you, that you have to provide your own print out which is “BULL”. Also, they guarantee their work, and back-up everything they say, the most honest business to deal with. Thats what happens when a business is built off of the experience of one of the military’s finest.
  2. User Score
    10
    March 9th, 2013
    2 people found this review helpful!
    Clean Slate Credit is a great company I have the pleasure of working with within the last 2 years . I was looking to increase my credit score and have someone review my credit history and errors on it. Jose is a pleasant, professional businessman. The key factor of his company is the excellent 24/7 customer service. How many people you know in this industry will work 24/7 to correct clients credit reports. My credit report was pulled nuemorous times with auhtorization free of charge. No fee at all. I’m proud to say this company has change my life. I recommeded family and friends to used his services if you looking to make changes, apply for a loan or increase your score. If I can rate his company it would be beyond a 10…..
  3. User Score
    10
    March 2nd, 2013
    2 people found this review helpful!
    What can I say about Clean Slate Credit Solution? Oh I know great service with genuine people. Working with this company has made me more aware and has really encouraged me to take better care of my credit. I would recommend this company to anyone. Even if you think or know your credit is great there are still a lot of things that you can be educated on. Thanks Jose.
  4. User Score
    10
    March 2nd, 2013
    2 people found this review helpful!
    I am only at the beginning of my credit repair process and have had an extremely positive experience with Jose. Jose pulled my credit report with my permission and immediately went to work on repairing my credit. I look forward to seeing the amazing result I know I will get with this company. While the company is young that is by no means an indication of the knowledge that Jose has in the field or the professional experience you will get with this company.
  5. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    All I know is, I was able to get an awesome deal on my 2013 Jeep Grand Cherokee because Clean Slate raised my credit score from 650 to 810, In less than 4 months.. True Story.
    And for that, I am eternally greatful. And I’ll keep referring my clients to them..

    Thanks guys! :)

  6. User Score
    10
    March 1st, 2013
    3 people found this review helpful!
    I was skeptical at first and asked a bunch of questions before I stared and every single obe of them were answered. They pulled up my credit report and gave me a breakdown everything on it before i signed up and I wasnt charged anything. Im very happy with thier services I recommed them and I will continue to do. They work with you at all times and the price is affordable. I never met with in person with him but I feel comfortable and trust his work. Very professional Very great company!!!!
  7. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    Is the first time that I used this service,I never trust in that kind of company before, but one of my daughter star to fix her credit with Clean Slate, they help her to get the credit back, then I did also, because we have a good example of the great job that they made, that people work for make a good job and to mantain a great communication with all customers, they are friendly and trusty people, I recommended to everybody.
  8. User Score
    10
    March 1st, 2013
    3 people found this review helpful!
    Clean Slate Credit Solutions was amazing with helping me fix my credit. They removed a bankruptcy that I had on my credit report from when I got divorced. My credit scores were in the low 500’s and I was so embarrassed because I could not get approved for anything. In less than a year, they were able to help me not only remove items off of my credit report, but I started getting approved for credit cards on a frequent basis. I just leased my first brand new car, a fully loaded 2013 Chevy Malibu. My credit score was well over 750 when the dealership pulled it. I could not be more thankful for all their hard work and the fact that they monitored my credit for me was such a big help. Thank you so much!!
  9. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    I choose this company to repair my credit and that was best choice I made. They helped me fix my credit but also walked me threw stuff to maintain my credit . It’s overall a great compAny toy
  10. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    Clean Slate Credit Solutions is a great company! They most definitely can pull my credit report and let me know of any discrepancies. Jose is really approachable and extremely nice to work with. He sure is a great help!
  11. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    We have nothing but excellent things to say about Clean Slate Credit Solutions. Jose is professional, curteous and dedicated to making his customers’ dreams come true. There is no confusion about this company, they are honest and up front, tell you what can be done for your credit and charges accordingly. Couldn’t ask for more!
  12. User Score
    10
    March 1st, 2013
    1 people found this review helpful!
    The reason I chose Clean Slate Credit Solutions among other credit service companies was because of their guarantee policy. Also, because in a time where I don’t have the time, they pulled my credit reports from all 3 bureaus at no charge and I truly could not be happier with this company, their services and their results!
  13. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    I am a very happy client of the service provided by Clean Slate Credit Solutions. It’s too bad that the rating only allows for a 10 otherwise, I would rate them HIGHER! I didn’t have to go through the agony to obtain my own credit report from each credit bureau. Clean Slate Credit Solutions did that for me and at NO CHARGE! They also have a guarantee policy which is only offered by companies that are confident with their delivery of positive results and CLEAN SLATE CREDIT SOLUTIONS has the confidence, guarantee and proven records of great service with exceptional results!
  14. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    Clean Slate has done amazing things for my husband and I to get where we need to be to get approvals. They are highly knowledgable of anything that can ruin & or help credit repair. They go above an beyond to answer any questions. They pulled our credit reports for free and went step by step to cleaning everything up. Even going the extra mile to call debt collectors. We will always recommend Clean Slate!
  15. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    At first I was a little scared because I wasn’t sure if it was real or not. I contacted them an the reassured me that it was 100% real an they made me feel secure. They took the time out to talk to me an explain everything to me. They helped me out a lot an I recommend them to everyone that is I’m the same position as me or worse they pulled my credit report up for free an they explaine everything every step of the way . They give you a user name an password so u can see what is happening to your credit I love them an they are amazing!!!!!!
  16. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    I’m pleased 100% with clean slate credit solutions. Not only put me back on track but also helped me boost up my credit score in a way i never thought it could be. They always point that my services are guaranteed. Thank you Clean slate!!!!!
  17. User Score
    10
    March 1st, 2013
    0 people found this review helpful!
    I want to set the record straight! Cleanslate is by far one of the best companys that i have worked with. Jose goes above and beyond to get your credit report and go over everything that is on it and explains how he will be going to get things off your report.And there is NC for getting your report (yes thats right its free) He only charges for what he gets removed (by the way that is a very reasonable rate) I have given Jose’s name and ## to friends and family and have no doubt that they will help them also in my eyes cleanslate is a 10+ company
  18. User Score
    10
    March 1st, 2013
    0 people found this review helpful!
    I use to feel as if I was a prisoner due to my credit and prior misuse of my finaces. Clean Slate helped me out of that situation and has educated me on how not to return back to those negative standings. THANK YOU CLEAN SLATE!
  19. User Score
    10
    March 1st, 2013
    2 people found this review helpful!
    Clean Slate Credit Solutions is a relatively new company. In that regard, they have not outgrown themselves and take very good care of each and every client whose trust they have earned. Yes, they pulled my credit reports without charging me, but it was with MY permission to do so. I am happy with the results so far and applaud their efforts in helping you understand where I might improve through emails and informative newsletters. Lastly, you mentioned that Clean Slate does NOT offer any guarantees, yet the following was copied directly from their website: “Clean Slate Credit Solutions cannot promise you that we can delete any negative items from your credit report. Our Clients are covered under our 90-day money back guarantee. If we are unable to remove any items on your credit report within ninety (90) days, we will give you a full refund for any monthly fees you have paid. We can also guarantee you that the only deletion fees you will be charged are for the items that are deleted from your credit report.” They are working hard to help those of us who got into a little trouble with this economy. It’s difficult enough to start a business in these times, so please check your facts before skewing others away from finding the help they need in Clean Slate Credit Solutions.
  20. User Score
    10
    March 1st, 2013
    1 people found this review helpful!
    Clean Slate was such a HUGE help to me. This is a man who owns a company who actually gives a sh@$ about his clients !!!! I have had a hard life.. But Jose helped me get my life back. He was the first person to give a shit about me and help me get my credit back… I do , and always will appreciate him. He works TIRELESSLY DAY AND NIGHT FOR HIS CLIENTS. Who the hell does that anymore ?! It’s nice to know that Jose does . … And he is a family guy. Trust me! And I don’t trust anyone…. ;). Love Clean Slate!!! FOREVER GREATFUL <3

    Kara S.

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Our Score
7.9
User Score
10.0
Rank this Company
Ratings Breakdown

Price

Fee + Per Item
$249 Audit Fee

Time in Business

Total # of years
6 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
36
Our Score
9.4
User Score
7.0
Rank this Company
Ratings Breakdown

Price

Monthly w/ $99.95 First-Work Fee
$79 - $99

Time in Business

Total # of years
25 years

A-

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
999