The Credit Pros states they’re “the company that is fixing America’s credit”. The firm has been in business for seven years and is accredited with the Better Business Bureau. The Credit Pros is staffed by a team of certified FICO professionals, focused on helping clients improve their credit situation and overall financial future.
The Credit Pros provide personal consultations, unlimited disputes, goodwill letters to multiple creditors, and more at no extra cost. In addition, they offer a free consultation with a Certified FICO Professional. Combine this with additional benefits, such as:
- 24/7 Case Manager: The Credit Pros provide clients with 24/7 access to a personal case manager. This is a great and uncommon resource for potential clients!
- BBB Standing: The Credit Pros are not only accredited with the BBB but have an A+ rating.
- Licensed Attorneys: There are licensed attorneys on staff with the Credit Pros, giving a high level of expertise to clients’ credit situations.
- Service Options: The Credit Pros offer you two different price points for their services depending on what actions you would like taken. They have a pay-per-deletion option for $50 per deletion results or there is an unlimited monthly program at a flat fee of $99 each month.
Even though the Credit Pros have several great features, they do have one main drawback.
- Setup Fees: The Credit Pros charge $149 per individual and $249 per couple for the first payment.
The Credit Pros work to remove any and all inaccurate items from your credit report. They do not have the ability to remove items that are verifiable, but for those that are mistakes or outdated, the Credit Pros should be able to take care of you.
Step #1: Contact/Sign Up
You can look them up online or call directly, and either way, a representative from the Credit Pros will assist you in the sign-up process and provide a brief explanation of services offered.
Step #2: Credit Report Analysis
After sending in your credit reports, The Credit Pros will analyze what it is that can be done on your behalf as it pertains to credit. Not all negative items can be deleted, only those that are inaccurate or outdated.
Step #3: Dispute Process
An expert from The Credit Pros will begin disputing those inaccurate items and challenging the credit bureaus. The credit bureaus will then conduct an investigation and send back the results within 30 days.
“Monthly Unlimited: $149 for your first payment, and $99 monthly for work completed the previous month.
PayForDeletion Plan: $149 for your first payment, and $50 per confirmed deletion per bureau”
What to know:
There are two different payment options offered by The Credit Pros. You are going to have to pay a little bit extra the first month because of the services provided in that first month (profile set up, consultation, etc.). If you know you have lots of items deleted, you are going to want to go with the monthly plan, even though you have to pay a little bit extra upfront. If you must have a couple of things you want removed, pay for the deletion so that you don’t have to pay as large of an initial fee.
“We understand that you have placed your trust in us and we take that responsibility seriously.This is why we want you to feel safe when working with us. The Credit Pros is committed to quality, achieving results, and providing “5 star level” client support.
- That you can cancel your service at any time
- That no one will over-promise or guarantee a specific outcome
- That your private information will be protected and secure
- That you will be treated professionally and courteously
- That all of your requests will be responded to in a timely manner
We stand by our work completely – today and in the future. If any item that CP successfully deleted from your credit report are reinserted, The Credit Pros will reinvestigate said items without any additional charge FOR LIFE!!!
100% Money-Back Guarantee:
When we work on your file, we expect results – and so should you! If The Credit Pros fails to force the removal of any erroneous credit within the first 90 days you are entitled to a full and complete refund of every dollar spent.”
What to know:
There is a guarantee for the services provided by The Credit Pros. First, you are able to cancel without a penalty whenever you want and you will never be promised services that cannot be performed. Your information is kept safe and The Credit Pros staff promises to communicate effectively. As for money, you will receive a full refund if The Credit Pros fail to remove inaccurate items outlined in the contract.
Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!