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#12
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The Credit Pros

No Contract, Cancel Anytime.

Our Score
7.8
User Score
8.2
Our Score
7.8
User Score
8.2
Rank this Company

Ratings Breakdown

Price

$149 set-up fee
$99/month

Time in Business

Total # of years
7 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
112

This Review is maintained by Isaac Ericksen

Review Last Updated: April 7, 2016

The Credit Pros states they’re “the company that is fixing America’s credit”. The firm has been in business for seven years and is accredited with the Better Business Bureau. The Credit Pros is staffed by a team of certified FICO professionals, focused on helping clients improve their credit situation and overall financial future.

Rank Chart
Monthly Price
Our Score
Review

#1

79 - $99
9.4

#2

99.95
9.0

#3

59
8.9

#12
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99/month
7.8

The Good

The Credit Pros provide personal consultations, unlimited disputes, goodwill letters to multiple creditors, and more at no extra cost. In addition, they offer a free consultation with a Certified FICO Professional. Combine this with additional benefits, such as:

  • 24/7 Case Manager: The Credit Pros provide clients with 24/7 access to a personal case manager. This is a great and uncommon resource for potential clients!
  • BBB Standing: The Credit Pros are not only accredited with the BBB but have an A+ rating.
  • Licensed Attorneys: There are licensed attorneys on staff with the Credit Pros, giving a high level of expertise to clients’ credit situations.
  • Service Options: The Credit Pros offer you two different price points for their services depending on what actions you would like taken. They have a pay-per-deletion option for $50 per deletion results or there is an unlimited monthly program at a flat fee of $99 each month.

The Bad

Even though the Credit Pros have several great features, they do have one main drawback.

  • Setup Fees: The Credit Pros charge $149 per individual and $249 per couple for the first payment.

Want to know which credit repair companies are top rated? Click here.

The Bottom Line

Overall, the Credit Pros have more good points than bad. They have Certified FICO professionals on staff, offering free consultations and a high level of expertise to clients. Combine this with 100% money-back guarantee and a 24/7 case manager for clients, the Credit Pros are a great option for credit repair.

Several consumer reviews have stated that they are pleased with the Credit Pros services. In addition, several consumers state they have seen results in a very timely manner and that overall they would recommend the Credit Pros. Read more user reviews about the Credit Pros below.


View Top Rated Companies

 

The Credit Pros work to remove any and all inaccurate items from your credit report. They do not have the ability to remove items that are verifiable, but for those that are mistakes or outdated, the Credit Pros should be able to take care of you.

Step #1: Contact/Sign Up

You can look them up online or call directly, and either way, a representative from the Credit Pros will assist you in the sign-up process and provide a brief explanation of services offered.  

Step #2: Credit Report Analysis

After sending in your credit reports, The Credit Pros will analyze what it is that can be done on your behalf as it pertains to credit. Not all negative items can be deleted, only those that are inaccurate or outdated.

Step #3: Dispute Process

An expert from The Credit Pros will begin disputing those inaccurate items and challenging the credit bureaus. The credit bureaus will then conduct an investigation and send back the results within 30 days.

**This is a summation of the terms and services/contract details/privacy policy and is in no way a complete depiction of this company’s actual terms and services or contract. The information found below is simply additional information and commentary with the intent to help the consumer. If you wish to know the exact language of the terms of service/contract, please contact this company with any questions or concerns you may have.**

Payment Option:

“Monthly Unlimited: $149 for your first payment, and $99 monthly for work completed the previous month.

PayForDeletion Plan: $149 for your first payment, and $50 per confirmed deletion per bureau”

What to know:

There are two different payment options offered by The Credit Pros. You are going to have to pay a little bit extra the first month because of the services provided in that first month (profile set up, consultation, etc.). If you know you have lots of items deleted, you are going to want to go with the monthly plan, even though you have to pay a little bit extra upfront. If you must have a couple of things you want removed, pay for the deletion so that you don’t have to pay as large of an initial fee.

Guarantee:

“We understand that you have placed your trust in us and we take that responsibility seriously.This is why we want you to feel safe when working with us.  The Credit Pros is committed to quality, achieving results, and providing “5 star level” client support.

We promise:

  •  That you can cancel your service at any time
  •  That no one will over-promise or guarantee a specific outcome
  •  That your private information will be protected and secure
  •  That you will be treated professionally and courteously
  •  That all of your requests will be responded to in a timely manner

Lifetime Guarantee:

We stand by our work completely – today and in the future.  If any item that CP successfully deleted from your credit report are reinserted, The Credit Pros will reinvestigate said items without any additional charge FOR LIFE!!!

100% Money-Back Guarantee:

When we work on your file, we expect results – and so should you!   If The Credit Pros fails to force the removal of any erroneous credit within the first 90 days you are entitled to a full and complete refund of every dollar spent.”

What to know:

There is a guarantee for the services provided by The Credit Pros. First, you are able to cancel without a penalty whenever you want and you will never be promised services that cannot be performed. Your information is kept safe and The Credit Pros staff promises to communicate effectively. As for money, you will receive a full refund if The Credit Pros fail to remove inaccurate items outlined in the contract.

Are there any inaccuracies in this review? We take accuracy very seriously and would love your feedback. Visit our Request Reconsideration page and send us your feedback today!

112 The Credit Pros Reviews

1. Select Your Rating:

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  1. User Score
    9
    April 23rd, 2016 Detroit, MI
    0 people found this review helpful!
    Awasome experience my credit score keeps going up and up.
    Read More
  2. User Score
    10
    April 20th, 2016 Fort Pierce, FL
    0 people found this review helpful!
    The Credit pros are definitely the best from their customer service to their actions…They got 23 items deleted off of my credit within 60 days my score was in the low 500’s now I’m very close to 600….. And they are still working to raise it even Higher !……………….Great Company :)
    Read More
  3. User Score
    5
    April 19th, 2016 Atlanta, GA
    0 people found this review helpful!
    The Credit Pros were able to get certain items removed however the same items would appear back on my report within a month or two. I found that to be concerning as I would in that case never be able to complete the process or stop paying for the services.
    Read More
  4. User Score
    0
    April 18th, 2016 Kendallville, IN
    1 people found this review helpful!
    They promised raising my score 100 pts. It only raised 3pts in 3months. They do not use FICO scores and are not even close to Fico scores. It has cost me $700 in 3 mo and they haven’t done anything but what I have done myself It is way too much for this “service” Others only charge $200 and had better results. And as far as money back guaranteed That’s a lie they won’t give $ back and for $700 I should have more that 4 things deleted. on second round, I was told it would be another 2 -3 months. that would be over $1147 way to much, and no guarantee. IT’S A SCAM! save your money!
    Read More
  5. User Score
    0
    April 15th, 2016 Dallas, GA
    1 people found this review helpful!
    Total rip off Signed up for 5 months and eliminated all of my outstanding balances and my credit score dropped 40 points.
    Read More
  6. User Score
    10
    April 15th, 2016 Erie, PA
    1 people found this review helpful!
    The Credit Pros do everything they say they will on cleaning up your credit report. They keep you updated throughout the process so you can see the results as they make progress on improving your credit. I would highly recommend them to anyone who suffers with poor credit scores.
    Read More
  7. User Score
    10
    April 13th, 2016 Bourbonnais, IL
    0 people found this review helpful!
    They are very professional and are doing what they said they would do.
    Read More
  8. User Score
    10
    April 12th, 2016 Plano, TX
    1 people found this review helpful!
    They have a great on line check up system so that you can tell where you are in the process. I like that a lot.
    Read More
  9. User Score
    10
    April 11th, 2016 Los Angeles, CA
    0 people found this review helpful!
    The best affordable place to get credit cleaned up fast. 23 deletions in Round 1 couldn’t believe it. I got my own copy I was so happy. It took me a year just to get 5 off. Don’t waste your time or money anywhere else.
    Read More
  10. User Score
    7
    April 9th, 2016 Alexandria, VA
    0 people found this review helpful!
    I am very happy with the different payment options available. I have only been working with the Credit Pros for roughly 40 days, so I the only accurate thing I can say is everyone I spoke to on the phone support line was very knowledgeable and having different ways to send in the letters from the collection agencies and credit bureaus is very nice because I do not have a fax machine so I just take pictures of the letters with my phone and upload it to my portal.
    Read More
  11. User Score
    10
    April 9th, 2016 Richmond, VA
    0 people found this review helpful!
    At first I was skeptical about the service, since I had tried others with no results. After seeing Credit Pros work on my account, my score has started to raise. I am doing everything that has been asked to help my score. Once I get my score completely back up, I will maintain because it is hard to buy anything with bad credit.
    Read More
  12. User Score
    2
    April 8th, 2016 Miami, FL
    2 people found this review helpful!
    I would not recommend Credit Pros because the staff was untrained and never got things done in a timely manner. I got more excuses out of them than anything else. It was a total waste of time. Not a good company to work with.
    Read More
  13. User Score
    10
    April 5th, 2016 Los Angeles, CA
    0 people found this review helpful!
    I love the credit pros, they are taking care of my credit problem and they guide me through it very well.
    Read More
  14. User Score
    9
    April 5th, 2016 Weatherford, TX
    0 people found this review helpful!
    I wnet from 581 to 641 in 4 months! half way to my goal of 690 minimum but without the solid back up and due diligence of the Credit pros we would have lost our dream home. it takes work and you have to communicate with them and respond as soon as possible because as the ole saying goes “The clock is ticking…” My wife was diagnosed with MS last year and it has crushed us without health insurance. late payments and bills after $28k in cash and savings gone!!! definitely an investment worthy of your hard earned money!!!
    Read More
  15. User Score
    9
    April 2nd, 2016 San Diego, CA
    1 people found this review helpful!
    I really wanted to boost my credit score and have been looking for the right company to assist me with that. I found the credit pros, read the reviews and spoke with the receptionist. My questions were answered, I was provided with all the information I needed and encouraged to proceed. When I started my credit score was about 592 and in just 2 month it’s at 637. Just the other day I was talking to a friend who was telling me that the minimum score need to buy a house is 625 and I told him one day I would get there. 2 days later I checked my score and couldn’t believe it was at 637. Plus the team has given me suggestions that I can do myself to boost my score above 0700. This is gonna be a good year!!
    Read More
  16. User Score
    10
    March 22nd, 2016 Tyler, TX
    3 people found this review helpful!
    Since using Credit Pros, my credit score has increased almost 50 points in less than 60 days. It is well worth the money and the effort for this team to help!!
    Read More
  17. User Score
    10
    March 17th, 2016 Bensalem, PA
    1 people found this review helpful!
    The Credit Pros is an incredibly awesome company that exceeds the standard expectations of a company providing services. I feel that Credit Pros is a company truly dedicated to working endlessly to improve the credit profile of each of its clients. The company has been very diligent with handling tasks and prompt with paperwork. Each staff I’ve spoken with has been so helpful and provides sound financial wisdom.
    Read More
  18. User Score
    9
    March 16th, 2016 Jersey City, NJ
    1 people found this review helpful!
    Excellent customer service and great feedback from credit bureaus
    Read More
  19. User Score
    10
    March 16th, 2016
    1 people found this review helpful!
    I am so pleased with this service and have seen my score improve by leaps and bounds. They really work with you on a personal level and truly your success is important!
    Read More
  20. User Score
    10
    March 11th, 2016 Walla Walla, WA
    2 people found this review helpful!
    I find that working with them has been awesome!! I really enjoy it and is telling everyone about it as well! They don’t bother me… I don’t bother them… its an easy step by step process for me and not much work on my end … this is great since I am alway working with my own job or family. I just let them do the work and in a month or two time… things improve a lot ! Thank you again!!
    Read More

Recent News:

REAL REVIEWS (YES THEY’RE REAL)

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We are dedicated to bringing the truth out, and rank credit repair companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and authenticated.

Like many sites, we are compensated through affiliate relationships with each company we review, however all of our rankings are based on our 11-Point Ranking Criteria.

All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.
Our Score
7.8
User Score
8.2
Rank this Company

Ratings Breakdown

Price

$149 set-up fee
$99/month

Time in Business

Total # of years
7 years

A+

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
112
Our Score
9.4
User Score
7.5
Rank this Company

Ratings Breakdown

Price

Monthly w/ $99.95 First-Work Fee
$79 - $99

Time in Business

Total # of years
25 years

A-

Guarantees/Warranties

Money Back Guarantee?
Yes

Credit Reports

Equifax, Experian, TransUnion
3/3

Licensed Attorneys

Are There Attorneys on Staff?
Yes

Case Setup

consultation, evaluation etc.
Yes

Number of Reviews

User reviews here on BCRC
1,302